Data edition 08 Oct 2026

12-month savings rates

37 banks have a rate at this term · interest paid at maturity

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Highest market rate · 12 months · recorded 07 Oct

PVcomBank

10.40%/yr +2.9 pts

88,000,000–104,000,000 VND in interest at maturity

if the bank applies this rate to your VND 1 billion deposit

Deposit tier: not stated
Region: not stated
Source: Multi-source survey · sources: 12 · read 07 Oct · 17:59

The bank does not publish this rate on its official site — this is a market rate, not a published rate.

Lãi suất tiết kiệm 12 tháng cao nhất hôm nay là 7.50%/năm, do Sacombank niêm yết. Trên thị trường, mức được chào cao nhất là 10.40%/năm tại PVcomBank, ghi nhận 07 Oct. Trung vị 30 ngân hàng là 6.25%/năm — gửi 1 tỷ đồng 12 tháng nhận khoảng 62,500,000 đ tiền lãi.

Highest-to-lowest spread: 4.25pts VND 42.5 million on every VND 1 billion held for a 12-month termmedian 6.25%/yr · 30 banks

How rates have moved

Survey rates

Vertical axis 4.2–10.4 %/yr (truncated, does not start at 0). Hollow dots mark low-coverage days — fewer than 70% of the banks recorded, measured against the widest day.

05 Aug 2026 → 08 Oct 2026 4.2–10.4 %/yr

Published rates

Vertical axis 3.25–7.5 %/yr (truncated, does not start at 0). Hollow dots mark low-coverage days — fewer than 70% of the banks recorded, measured against the widest day.

05 Aug 2026 → 24 Sep 2026 3.25–7.5 %/yr

The bold line is each day's median; the pale band is that day's range from lowest to highest. The two charts carry their own scales — read each against its own axis and do not compare heights across them.

See the full history and download the data →

01 12-month term

Term shown 1 months 3 months 6 months 9 months 12 months 13 months

Unit: %/yr
Product: VND deposits · individuals
Interest paid: At maturity
Order: Rate high → low
Empty cell: We have not read their table, or this term is not offered

Deposit rates at the 12-month term across 8 banks — market rate, published rate and press rate. Column headings with a button can be sorted.
#		market rate	Applies toamount, conditions	the bank's own site
1	PVcomBank Joint-stock	10.40plus 1 more — see all	no amount stated	5.30 pvcombank.com.vn · 06 Sep · 02:02
Three source layers Survey 10.40%/yr · Multi-source survey · sources: 12 · read 07 Oct · 17:59 Published 5.30%/yr · pvcombank.com.vn · read 06 Sep · 02:02 Press sources not in the press rate table Rates by deposit tier 8.80–10.40% no amount stated · sources: 12 · 07 Oct · 17:59 10.40% from VND 100 million · sources: 1 · 02 Oct · 20:48 8.66–9.88% no amount stated · Hà Nội · sources: 1 · 05 Oct · 11:09 · conditional maximum Conditions and caveats [GD Tại quầy] Tiền gửi tiết kiệm VND A gap of 5.10 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for PVcomBank →
2	KienlongBank Joint-stock	10.20rate sheet not read yetplus 4 more — see all	from VND 1 billion	—
Three source layers Survey 10.20%/yr · Rate poster image · sources: 1 · read 06 Oct · 20:58 Published could not read the bank's published page Press sources 5.50%/yr · VietnamNet · read 25 Sep · 03:29 Rates by deposit tier 10.20% from VND 1 billion · sources: 1 · 06 Oct · 20:58 9.83% from VND 14 billion · sources: 1 · 07 Oct · 17:16 9.60–9.70% from VND 500 million · sources: 4 · 05 Oct · 21:25 9.70% VND 300 million–VND 400 million · sources: 1 · 05 Oct · 21:25 9.60% VND 100 million–VND 200 million · sources: 1 · 05 Oct · 21:25 Conditions and caveats A gap of 4.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for KienlongBank →
3	MSB Joint-stock	10.10rate sheet not read yetplus 2 more — see all	no amount stated	—
Three source layers Survey 10.10%/yr · Multi-source survey · sources: 7 · read 03 Oct · 20:40 Published could not read the bank's published page Press sources not in the press rate table Rates by deposit tier 7.50–10.10% no amount stated · sources: 7 · 03 Oct · 20:40 8.90% VND 0.5 million–VND 500 million · sources: 1 · 03 Oct · 21:13 8.90% VND 500 million–VND 1 billion · sources: 1 · 03 Oct · 21:13 Conditions and caveats A gap of 3.30 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for MSB →
4	LPBank Joint-stock	9.90plus 1 more — see all	no amount stated	7.20 online · lpbank.com.vn · 18 Sep · 11:05
Three source layers Survey 9.90%/yr · Multi-source survey · sources: 2 · read 04 Oct · 20:56 Published 7.20%/yr · online · lpbank.com.vn · read 18 Sep · 11:05 Press sources not in the press rate table Rates by deposit tier 9.40–9.90% no amount stated · sources: 2 · 04 Oct · 20:56 9.70% from VND 1 billion · sources: 1 · 06 Oct · 20:58 9.50–9.60% VND 5 billion–VND 5 billion · Hà Nội · sources: 1 · 26 Sep · 17:51 9.40% VND 2 billion–VND 5 billion · Hà Nội · sources: 1 · 26 Sep · 17:51 Conditions and caveats Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE A gap of 2.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for LPBank →
5	GPBank Recent compulsory transfer	9.90rate sheet not read yetplus 26 more — see all	from VND 500 million	—
Three source layers Survey 9.90%/yr · Multi-source survey · sources: 2 · read 07 Oct · 22:40 Published could not read the bank's published page Press sources 5.55%/yr · VietnamNet · read 25 Sep · 03:29 Rates by deposit tier 9.40–9.90% from VND 500 million · sources: 2 · 07 Oct · 22:40 9.40–9.85% from VND 5 billion · sources: 2 · 05 Oct · 21:43 5.60–9.80% no amount stated · sources: 34 · 07 Oct · 22:40 · conditional maximum 9.30–9.80% from VND 1 billion · sources: 5 · 06 Oct · 20:58 9.80% from VND 200 million · sources: 1 · 05 Oct · 21:37 6.50–9.70% VND 100 million–VND 200 million · sources: 4 · 05 Oct · 21:37 9.70% from VND 30 billion · sources: 1 · 04 Oct · 21:17 9.70% from VND 100 million · sources: 1 · 07 Oct · 22:40 9.50–9.60% no amount stated · Hà Nội · sources: 1 · 07 Oct · 11:21 · conditional maximum 9.60% VND 20 billion–VND 30 billion · sources: 1 · 04 Oct · 21:17 9.50% from VND 10 billion · sources: 1 · 03 Oct · 20:53 9.30–9.50% VND 1 billion–VND 5 billion · sources: 5 · 05 Oct · 21:40 9.50% VND 10 billion–VND 20 billion · sources: 1 · 04 Oct · 21:17 9.20–9.50% VND 1 billion–VND 3 billion · sources: 4 · 04 Oct · 21:39 9.50% from VND 10 million · sources: 1 · 05 Oct · 21:43 9.50% VND 100 million–VND 2 billion · sources: 1 · 07 Oct · 22:35 9.50% from VND 2 billion · sources: 1 · 07 Oct · 22:35 9.45% from VND 5 billion · TP.HCM · sources: 1 · 03 Oct · 11:34 9.45% VND 5 billion–VND 10 billion · sources: 1 · 04 Oct · 21:17 8.93–9.40% VND 500 million–VND 1 billion · sources: 9 · 04 Oct · 21:39 9.40% from VND 3 billion · sources: 3 · 07 Oct · 22:43 9.30% VND 3 billion–VND 5 billion · sources: 1 · 04 Oct · 21:18 9.20% VND 100 million–VND 10 billion · Hà Nội · sources: 1 · 06 Oct · 11:12 8.80–9.20% VND 100 million–VND 500 million · sources: 5 · 04 Oct · 21:39 9.20% from VND 1 million · sources: 1 · 07 Oct · 21:48 8.80–9.00% VND 200 million–VND 500 million · sources: 3 · 07 Oct · 22:18 Conditions and caveats A gap of 4.35 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for GPBank →
6	MBV Recent compulsory transfer	9.87plus 56 more — see all	no amount stated	7.00 in branch · mbv.com.vn · 11 Aug · 13:45
Three source layers Survey 9.87%/yr · Multi-source survey · sources: 82 · read 04 Oct · 21:01 Published 7.00%/yr · in branch · mbv.com.vn · read 11 Aug · 13:45 Press sources not in the press rate table Rates by deposit tier 7.00–9.87% no amount stated · sources: 82 · 04 Oct · 21:01 9.22–9.62% from VND 1 billion · sources: 5 · 06 Oct · 20:58 8.20–9.50% VND 100 million–VND 1 billion · sources: 22 · 03 Oct · 20:46 8.20–9.50% VND 100 million–VND 300 million · sources: 13 · 04 Oct · 21:15 8.87–9.50% from VND 100 million · sources: 6 · 04 Oct · 21:16 9.10–9.50% from VND 5 billion · sources: 25 · 03 Oct · 20:57 8.50–9.50% from VND 5 million · sources: 12 · 07 Oct · 22:22 8.65–9.50% from VND 10 million · sources: 13 · 07 Oct · 12:01 8.87–9.50% from VND 500 million · sources: 2 · 03 Oct · 21:24 9.50% from VND 200 million · TP.HCM · sources: 1 · 06 Oct · 20:58 · conditional maximum 9.28–9.40% from VND 10 billion · sources: 13 · 07 Oct · 22:32 9.10–9.40% VND 300 million–VND 500 million · sources: 3 · 04 Oct · 21:26 8.87–9.30% VND 1 billion–VND 5 billion · sources: 23 · 04 Oct · 21:00 9.00–9.30% VND 3 million–VND 5 million · sources: 9 · 06 Oct · 21:07 9.10–9.30% from VND 200 million · sources: 1 · 07 Oct · 22:08 9.11–9.23% VND 300 million–VND 1 billion · sources: 5 · 05 Oct · 21:20 9.22–9.23% VND 500 million–VND 1 billion · sources: 3 · 03 Oct · 20:45 9.10–9.22% VND 5 billion–VND 10 billion · sources: 2 · 04 Oct · 21:00 9.22% from VND 3 million · sources: 1 · 03 Oct · 21:28 9.22% VND 5 million–VND 10 million · sources: 2 · 07 Oct · 21:36 9.11% no amount stated · TP.HCM · sources: 1 · 30 Sep · 13:42 8.40–9.11% VND 1 million–VND 5 million · sources: 9 · 07 Oct · 22:22 9.11% VND 1 million–VND 3 million · sources: 1 · 03 Oct · 21:28 9.11% VND 1 million–VND 100 million · sources: 1 · 05 Oct · 21:28 9.00–9.10% VND 3 billion–VND 5 billion · sources: 4 · 03 Oct · 21:08 8.20–9.10% VND 0.1 million–VND 3 million · sources: 5 · 06 Oct · 21:07 9.10% VND 100 million–VND 100 million · sources: 1 · 04 Oct · 21:25 9.10% VND 300 million–VND 5 billion · sources: 3 · 07 Oct · 22:22 9.00% VND 100 million–VND 3 billion · sources: 3 · 03 Oct · 21:08 8.87–9.00% under VND 1 billion · sources: 4 · 04 Oct · 21:00 9.00% under VND 3 million · sources: 3 · 07 Oct · 21:36 8.87% under VND 100 million · sources: 5 · 07 Oct · 22:22 8.73–8.87% VND 100 million–VND 500 million · sources: 4 · 04 Oct · 21:28 8.20–8.87% under VND 1 million · sources: 4 · 07 Oct · 21:53 8.87% under VND 1 million · sources: 4 · 07 Oct · 21:36 8.87% VND 100 million–VND 1 million · sources: 1 · 03 Oct · 21:28 8.87% VND 0.1 million–VND 1 million · sources: 3 · 07 Oct · 22:22 8.20–8.87% under VND 1 billion · sources: 2 · 07 Oct · 22:32 8.77% from VND 1 million · sources: 1 · 07 Oct · 22:05 · conditional maximum 8.20% under VND 3 billion · sources: 1 · 05 Oct · 21:42 Conditions and caveats Trả lãi cuối kỳ tại quầy A gap of 2.87 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for MBV →
7	Sacombank Joint-stock	9.65plus 3 more — see all	from VND 1 billion	7.50 sacombank.com.vn · 21 Sep · 00:50
Three source layers Survey 9.65%/yr · Rate poster image · sources: 1 · read 06 Oct · 20:58 Published 7.50%/yr · sacombank.com.vn · read 21 Sep · 00:50 Press sources not in the press rate table Rates by deposit tier 9.65% from VND 1 billion · sources: 1 · 06 Oct · 20:58 7.60–9.60% no amount stated · sources: 17 · 07 Oct · 22:28 9.30–9.50% no amount stated · Hà Nội · sources: 1 · 01 Oct · 15:12 9.50% from VND 1 billion · Hà Nội · sources: 1 · 06 Oct · 18:10 Conditions and caveats at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25% A gap of 2.15 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for Sacombank →
8	NCB Joint-stock	9.65plus 21 more — see all	no amount stated	6.40 ncb-bank.vn · 19 Aug · 19:12
Three source layers Survey 9.65%/yr · Bank salesperson · TP.HCM · sources: 1 · read 08 Oct · 09:57 Published 6.40%/yr · ncb-bank.vn · read 19 Aug · 19:12 Press sources not in the press rate table Rates by deposit tier 9.40–9.65% no amount stated · TP.HCM · sources: 1 · 08 Oct · 09:57 6.40–9.65% no amount stated · sources: 10 · 08 Oct · 18:15 9.20–9.65% VND 1 million–VND 2 billion · sources: 1 · 08 Oct · 08:53 9.55–9.65% from VND 8 billion · sources: 5 · 07 Oct · 22:29 9.55–9.65% VND 1 million–VND 1 billion · sources: 1 · 07 Oct · 12:20 9.65% from VND 5 billion · sources: 1 · 07 Oct · 22:04 9.45–9.60% no amount stated · Hà Nội · sources: 1 · 05 Oct · 21:11 9.50–9.60% VND 3 billion–VND 8 billion · sources: 5 · 06 Oct · 21:13 9.60% VND 1 billion–VND 5 billion · sources: 1 · 07 Oct · 22:04 9.60% from VND 5 million · sources: 1 · 07 Oct · 22:28 9.45–9.55% VND 10 million–VND 5 billion · sources: 1 · 02 Oct · 21:47 9.45–9.55% from VND 1 million · sources: 1 · 08 Oct · 18:42 9.45–9.55% under VND 3 billion · sources: 4 · 07 Oct · 22:11 9.55% from VND 8 million · sources: 2 · 04 Oct · 21:11 9.55% VND 1 million–VND 100 million · sources: 1 · 07 Oct · 10:47 9.55% no amount stated · Đà Nẵng · sources: 1 · 08 Oct · 18:22 9.55% from VND 1 million · TP.HCM · sources: 1 · 07 Oct · 14:07 9.55% VND 1 million–VND 3 billion · sources: 1 · 07 Oct · 10:40 9.55% VND 50 million–VND 100 million · sources: 1 · 07 Oct · 18:05 9.50% VND 3 million–VND 8 million · sources: 2 · 04 Oct · 21:11 9.45% from VND 150 million · sources: 1 · 30 Sep · 23:50 9.45% under VND 3 million · sources: 2 · 04 Oct · 21:11 9.45% VND 1 million–VND 5 million · sources: 1 · 05 Oct · 21:18 Conditions and caveats TIẾT KIỆM AN PHÚ · read from the PDF, source line: 12 tháng 6.40 6.21 6.25 A gap of 3.25 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for NCB →

01 PVcomBank Joint-stock 10.40plus 1 more — see allMulti-source survey07 Oct · 17:59

Sources and conditions

Applies to: no amount stated Web 5.30 · pvcombank.com.vn · 06 Sep · 02:02
Press —
02 KienlongBank Joint-stock 10.20rate sheet not read yetplus 4 more — see allRate poster image06 Oct · 20:58

Sources and conditions

Applies to: from VND 1 billion Web —
Press 5.50 · VietnamNet · 25 Sep · 03:29
03 MSB Joint-stock 10.10rate sheet not read yetplus 2 more — see allMulti-source survey03 Oct · 20:40

Sources and conditions

Applies to: no amount stated Web —
Press —
04 LPBank Joint-stock 9.90plus 1 more — see allMulti-source survey04 Oct · 20:56

Sources and conditions

Applies to: no amount stated Web 7.20 · online · lpbank.com.vn · 18 Sep · 11:05
Press —
05 GPBank Recent compulsory transfer 9.90rate sheet not read yetplus 26 more — see allMulti-source survey07 Oct · 22:40

Sources and conditions

Applies to: from VND 500 million Web —
Press 5.55 · VietnamNet · 25 Sep · 03:29
06 MBV Recent compulsory transfer 9.87plus 56 more — see allMulti-source survey04 Oct · 21:01

Sources and conditions

Applies to: no amount stated Web 7.00 · in branch · mbv.com.vn · 11 Aug · 13:45
Press —
07 Sacombank Joint-stock 9.65plus 3 more — see allRate poster image06 Oct · 20:58

Sources and conditions

Applies to: from VND 1 billion Web 7.50 · sacombank.com.vn · 21 Sep · 00:50
Press —
08 NCB Joint-stock 9.65plus 21 more — see allBank salespersonTP.HCM · 08 Oct · 09:57

Sources and conditions

Applies to: no amount stated Web 6.40 · ncb-bank.vn · 19 Aug · 19:12
Press —

All 40 banks 12-month term · three source layers side by side

Unit: %/yr
Product: VND deposits · individuals
Interest paid: At maturity
Order: Rate high → low
Empty cell: We have not read their table, or this term is not offered

Deposit rates at the 12-month term across 40 banks — market rate, published rate and press rate. Column headings with a button can be sorted.
#		market rate	Applies toamount, conditions	the bank's own site
1	PVcomBank Joint-stock	10.40plus 1 more — see all	no amount stated	5.30 pvcombank.com.vn · 06 Sep · 02:02
Three source layers Survey 10.40%/yr · Multi-source survey · sources: 12 · read 07 Oct · 17:59 Published 5.30%/yr · pvcombank.com.vn · read 06 Sep · 02:02 Press sources not in the press rate table Rates by deposit tier 8.80–10.40% no amount stated · sources: 12 · 07 Oct · 17:59 10.40% from VND 100 million · sources: 1 · 02 Oct · 20:48 8.66–9.88% no amount stated · Hà Nội · sources: 1 · 05 Oct · 11:09 · conditional maximum Conditions and caveats [GD Tại quầy] Tiền gửi tiết kiệm VND A gap of 5.10 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for PVcomBank →
2	KienlongBank Joint-stock	10.20rate sheet not read yetplus 4 more — see all	from VND 1 billion	—
Three source layers Survey 10.20%/yr · Rate poster image · sources: 1 · read 06 Oct · 20:58 Published could not read the bank's published page Press sources 5.50%/yr · VietnamNet · read 25 Sep · 03:29 Rates by deposit tier 10.20% from VND 1 billion · sources: 1 · 06 Oct · 20:58 9.83% from VND 14 billion · sources: 1 · 07 Oct · 17:16 9.60–9.70% from VND 500 million · sources: 4 · 05 Oct · 21:25 9.70% VND 300 million–VND 400 million · sources: 1 · 05 Oct · 21:25 9.60% VND 100 million–VND 200 million · sources: 1 · 05 Oct · 21:25 Conditions and caveats A gap of 4.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for KienlongBank →
3	MSB Joint-stock	10.10rate sheet not read yetplus 2 more — see all	no amount stated	—
Three source layers Survey 10.10%/yr · Multi-source survey · sources: 7 · read 03 Oct · 20:40 Published could not read the bank's published page Press sources not in the press rate table Rates by deposit tier 7.50–10.10% no amount stated · sources: 7 · 03 Oct · 20:40 8.90% VND 0.5 million–VND 500 million · sources: 1 · 03 Oct · 21:13 8.90% VND 500 million–VND 1 billion · sources: 1 · 03 Oct · 21:13 Conditions and caveats A gap of 3.30 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for MSB →
4	LPBank Joint-stock	9.90plus 1 more — see all	no amount stated	7.20 online · lpbank.com.vn · 18 Sep · 11:05
Three source layers Survey 9.90%/yr · Multi-source survey · sources: 2 · read 04 Oct · 20:56 Published 7.20%/yr · online · lpbank.com.vn · read 18 Sep · 11:05 Press sources not in the press rate table Rates by deposit tier 9.40–9.90% no amount stated · sources: 2 · 04 Oct · 20:56 9.70% from VND 1 billion · sources: 1 · 06 Oct · 20:58 9.50–9.60% VND 5 billion–VND 5 billion · Hà Nội · sources: 1 · 26 Sep · 17:51 9.40% VND 2 billion–VND 5 billion · Hà Nội · sources: 1 · 26 Sep · 17:51 Conditions and caveats Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE A gap of 2.70 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for LPBank →
5	GPBank Recent compulsory transfer	9.90rate sheet not read yetplus 26 more — see all	from VND 500 million	—
Three source layers Survey 9.90%/yr · Multi-source survey · sources: 2 · read 07 Oct · 22:40 Published could not read the bank's published page Press sources 5.55%/yr · VietnamNet · read 25 Sep · 03:29 Rates by deposit tier 9.40–9.90% from VND 500 million · sources: 2 · 07 Oct · 22:40 9.40–9.85% from VND 5 billion · sources: 2 · 05 Oct · 21:43 5.60–9.80% no amount stated · sources: 34 · 07 Oct · 22:40 · conditional maximum 9.30–9.80% from VND 1 billion · sources: 5 · 06 Oct · 20:58 9.80% from VND 200 million · sources: 1 · 05 Oct · 21:37 6.50–9.70% VND 100 million–VND 200 million · sources: 4 · 05 Oct · 21:37 9.70% from VND 30 billion · sources: 1 · 04 Oct · 21:17 9.70% from VND 100 million · sources: 1 · 07 Oct · 22:40 9.50–9.60% no amount stated · Hà Nội · sources: 1 · 07 Oct · 11:21 · conditional maximum 9.60% VND 20 billion–VND 30 billion · sources: 1 · 04 Oct · 21:17 9.50% from VND 10 billion · sources: 1 · 03 Oct · 20:53 9.30–9.50% VND 1 billion–VND 5 billion · sources: 5 · 05 Oct · 21:40 9.50% VND 10 billion–VND 20 billion · sources: 1 · 04 Oct · 21:17 9.20–9.50% VND 1 billion–VND 3 billion · sources: 4 · 04 Oct · 21:39 9.50% from VND 10 million · sources: 1 · 05 Oct · 21:43 9.50% VND 100 million–VND 2 billion · sources: 1 · 07 Oct · 22:35 9.50% from VND 2 billion · sources: 1 · 07 Oct · 22:35 9.45% from VND 5 billion · TP.HCM · sources: 1 · 03 Oct · 11:34 9.45% VND 5 billion–VND 10 billion · sources: 1 · 04 Oct · 21:17 8.93–9.40% VND 500 million–VND 1 billion · sources: 9 · 04 Oct · 21:39 9.40% from VND 3 billion · sources: 3 · 07 Oct · 22:43 9.30% VND 3 billion–VND 5 billion · sources: 1 · 04 Oct · 21:18 9.20% VND 100 million–VND 10 billion · Hà Nội · sources: 1 · 06 Oct · 11:12 8.80–9.20% VND 100 million–VND 500 million · sources: 5 · 04 Oct · 21:39 9.20% from VND 1 million · sources: 1 · 07 Oct · 21:48 8.80–9.00% VND 200 million–VND 500 million · sources: 3 · 07 Oct · 22:18 Conditions and caveats A gap of 4.35 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for GPBank →
6	MBV Recent compulsory transfer	9.87plus 56 more — see all	no amount stated	7.00 in branch · mbv.com.vn · 11 Aug · 13:45
Three source layers Survey 9.87%/yr · Multi-source survey · sources: 82 · read 04 Oct · 21:01 Published 7.00%/yr · in branch · mbv.com.vn · read 11 Aug · 13:45 Press sources not in the press rate table Rates by deposit tier 7.00–9.87% no amount stated · sources: 82 · 04 Oct · 21:01 9.22–9.62% from VND 1 billion · sources: 5 · 06 Oct · 20:58 8.20–9.50% VND 100 million–VND 1 billion · sources: 22 · 03 Oct · 20:46 8.20–9.50% VND 100 million–VND 300 million · sources: 13 · 04 Oct · 21:15 8.87–9.50% from VND 100 million · sources: 6 · 04 Oct · 21:16 9.10–9.50% from VND 5 billion · sources: 25 · 03 Oct · 20:57 8.50–9.50% from VND 5 million · sources: 12 · 07 Oct · 22:22 8.65–9.50% from VND 10 million · sources: 13 · 07 Oct · 12:01 8.87–9.50% from VND 500 million · sources: 2 · 03 Oct · 21:24 9.50% from VND 200 million · TP.HCM · sources: 1 · 06 Oct · 20:58 · conditional maximum 9.28–9.40% from VND 10 billion · sources: 13 · 07 Oct · 22:32 9.10–9.40% VND 300 million–VND 500 million · sources: 3 · 04 Oct · 21:26 8.87–9.30% VND 1 billion–VND 5 billion · sources: 23 · 04 Oct · 21:00 9.00–9.30% VND 3 million–VND 5 million · sources: 9 · 06 Oct · 21:07 9.10–9.30% from VND 200 million · sources: 1 · 07 Oct · 22:08 9.11–9.23% VND 300 million–VND 1 billion · sources: 5 · 05 Oct · 21:20 9.22–9.23% VND 500 million–VND 1 billion · sources: 3 · 03 Oct · 20:45 9.10–9.22% VND 5 billion–VND 10 billion · sources: 2 · 04 Oct · 21:00 9.22% from VND 3 million · sources: 1 · 03 Oct · 21:28 9.22% VND 5 million–VND 10 million · sources: 2 · 07 Oct · 21:36 9.11% no amount stated · TP.HCM · sources: 1 · 30 Sep · 13:42 8.40–9.11% VND 1 million–VND 5 million · sources: 9 · 07 Oct · 22:22 9.11% VND 1 million–VND 3 million · sources: 1 · 03 Oct · 21:28 9.11% VND 1 million–VND 100 million · sources: 1 · 05 Oct · 21:28 9.00–9.10% VND 3 billion–VND 5 billion · sources: 4 · 03 Oct · 21:08 8.20–9.10% VND 0.1 million–VND 3 million · sources: 5 · 06 Oct · 21:07 9.10% VND 100 million–VND 100 million · sources: 1 · 04 Oct · 21:25 9.10% VND 300 million–VND 5 billion · sources: 3 · 07 Oct · 22:22 9.00% VND 100 million–VND 3 billion · sources: 3 · 03 Oct · 21:08 8.87–9.00% under VND 1 billion · sources: 4 · 04 Oct · 21:00 9.00% under VND 3 million · sources: 3 · 07 Oct · 21:36 8.87% under VND 100 million · sources: 5 · 07 Oct · 22:22 8.73–8.87% VND 100 million–VND 500 million · sources: 4 · 04 Oct · 21:28 8.20–8.87% under VND 1 million · sources: 4 · 07 Oct · 21:53 8.87% under VND 1 million · sources: 4 · 07 Oct · 21:36 8.87% VND 100 million–VND 1 million · sources: 1 · 03 Oct · 21:28 8.87% VND 0.1 million–VND 1 million · sources: 3 · 07 Oct · 22:22 8.20–8.87% under VND 1 billion · sources: 2 · 07 Oct · 22:32 8.77% from VND 1 million · sources: 1 · 07 Oct · 22:05 · conditional maximum 8.20% under VND 3 billion · sources: 1 · 05 Oct · 21:42 Conditions and caveats Trả lãi cuối kỳ tại quầy A gap of 2.87 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for MBV →
7	Sacombank Joint-stock	9.65plus 3 more — see all	from VND 1 billion	7.50 sacombank.com.vn · 21 Sep · 00:50
Three source layers Survey 9.65%/yr · Rate poster image · sources: 1 · read 06 Oct · 20:58 Published 7.50%/yr · sacombank.com.vn · read 21 Sep · 00:50 Press sources not in the press rate table Rates by deposit tier 9.65% from VND 1 billion · sources: 1 · 06 Oct · 20:58 7.60–9.60% no amount stated · sources: 17 · 07 Oct · 22:28 9.30–9.50% no amount stated · Hà Nội · sources: 1 · 01 Oct · 15:12 9.50% from VND 1 billion · Hà Nội · sources: 1 · 06 Oct · 18:10 Conditions and caveats at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25% A gap of 2.15 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for Sacombank →
8	NCB Joint-stock	9.65plus 21 more — see all	no amount stated	6.40 ncb-bank.vn · 19 Aug · 19:12
Three source layers Survey 9.65%/yr · Bank salesperson · TP.HCM · sources: 1 · read 08 Oct · 09:57 Published 6.40%/yr · ncb-bank.vn · read 19 Aug · 19:12 Press sources not in the press rate table Rates by deposit tier 9.40–9.65% no amount stated · TP.HCM · sources: 1 · 08 Oct · 09:57 6.40–9.65% no amount stated · sources: 10 · 08 Oct · 18:15 9.20–9.65% VND 1 million–VND 2 billion · sources: 1 · 08 Oct · 08:53 9.55–9.65% from VND 8 billion · sources: 5 · 07 Oct · 22:29 9.55–9.65% VND 1 million–VND 1 billion · sources: 1 · 07 Oct · 12:20 9.65% from VND 5 billion · sources: 1 · 07 Oct · 22:04 9.45–9.60% no amount stated · Hà Nội · sources: 1 · 05 Oct · 21:11 9.50–9.60% VND 3 billion–VND 8 billion · sources: 5 · 06 Oct · 21:13 9.60% VND 1 billion–VND 5 billion · sources: 1 · 07 Oct · 22:04 9.60% from VND 5 million · sources: 1 · 07 Oct · 22:28 9.45–9.55% VND 10 million–VND 5 billion · sources: 1 · 02 Oct · 21:47 9.45–9.55% from VND 1 million · sources: 1 · 08 Oct · 18:42 9.45–9.55% under VND 3 billion · sources: 4 · 07 Oct · 22:11 9.55% from VND 8 million · sources: 2 · 04 Oct · 21:11 9.55% VND 1 million–VND 100 million · sources: 1 · 07 Oct · 10:47 9.55% no amount stated · Đà Nẵng · sources: 1 · 08 Oct · 18:22 9.55% from VND 1 million · TP.HCM · sources: 1 · 07 Oct · 14:07 9.55% VND 1 million–VND 3 billion · sources: 1 · 07 Oct · 10:40 9.55% VND 50 million–VND 100 million · sources: 1 · 07 Oct · 18:05 9.50% VND 3 million–VND 8 million · sources: 2 · 04 Oct · 21:11 9.45% from VND 150 million · sources: 1 · 30 Sep · 23:50 9.45% under VND 3 million · sources: 2 · 04 Oct · 21:11 9.45% VND 1 million–VND 5 million · sources: 1 · 05 Oct · 21:18 Conditions and caveats TIẾT KIỆM AN PHÚ · read from the PDF, source line: 12 tháng 6.40 6.21 6.25 A gap of 3.25 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for NCB →
9	VPBank Joint-stock	9.60plus 22 more — see all	no amount stated	6.25 vpbank.com.vn · 22 Sep · 23:36
Three source layers Survey 9.60%/yr · Inferred from a shorter term · sources: 27 · read 08 Oct · 13:06 · inferred from 6M 9.60%/yr recorded 08 Oct Published 6.25%/yr · vpbank.com.vn · read 22 Sep · 23:36 Press sources not in the press rate table Rates by deposit tier 8.90–9.50% no amount stated · sources: 29 · 07 Oct · 18:35 8.60–9.50% from VND 1 billion · sources: 3 · 08 Oct · 19:13 · conditional maximum 8.80–9.40% from VND 100 million · sources: 2 · 06 Oct · 19:26 9.40% from VND 50 billion · sources: 2 · 06 Oct · 21:02 9.40% VND 100 million–VND 1 billion · Hà Nội · sources: 1 · 07 Oct · 15:42 9.20–9.30% from VND 10 million · sources: 5 · 07 Oct · 21:40 9.30% VND 10 billion–VND 50 billion · sources: 1 · 04 Oct · 21:34 9.30% VND 10 million–VND 1 billion · sources: 1 · 07 Oct · 08:30 9.30% from VND 10 billion · sources: 1 · 06 Oct · 21:02 8.60–9.20% from VND 1 million · sources: 2 · 07 Oct · 07:45 9.10–9.20% VND 1 billion–VND 3 billion · sources: 2 · 07 Oct · 21:45 9.20% VND 3 billion–VND 10 billion · sources: 1 · 04 Oct · 21:34 9.20% from VND 1 million · Đà Nẵng · sources: 1 · 06 Oct · 10:55 9.20% from VND 500 million · sources: 1 · 06 Oct · 15:59 9.20% from VND 10 million · Đà Nẵng · sources: 1 · 06 Oct · 06:35 9.20% from VND 3 billion · sources: 2 · 08 Oct · 18:21 9.20% no amount stated · Hà Nội · sources: 1 · 07 Oct · 17:41 9.12% VND 5 million–VND 1 billion · sources: 1 · 08 Oct · 19:05 9.10% under VND 10 million · sources: 1 · 04 Oct · 21:07 8.50–9.00% VND 300 million–VND 1 billion · sources: 3 · 06 Oct · 21:02 8.40–8.90% VND 100 million–VND 300 million · sources: 3 · 06 Oct · 21:02 Conditions and caveats read from the PDF by vision; two passes agreed A gap of 3.35 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for VPBank →
10	HDBank Joint-stock	9.60plus 8 more — see all	no amount stated	5.95 cdn.hdbank.com.vn · 09 Sep · 22:08
Three source layers Survey 9.60%/yr · Inferred from a shorter term · sources: 2 · read 07 Oct · 22:30 · inferred from 6M 9.60%/yr recorded 07 Oct Published 5.95%/yr · cdn.hdbank.com.vn · read 09 Sep · 22:08 Press sources not in the press rate table Rates by deposit tier 8.80–9.27% no amount stated · sources: 1 · 08 Oct · 08:11 9.27% no amount stated · Hà Nội · sources: 1 · 07 Oct · 10:40 9.22% from VND 3 billion · sources: 1 · 04 Oct · 20:57 9.11% VND 1 billion–VND 3 billion · sources: 1 · 04 Oct · 20:57 8.87% VND 100 million–VND 1 billion · sources: 1 · 04 Oct · 20:57 8.70% no amount stated · TP.HCM · sources: 1 · 06 Oct · 08:58 Conditions and caveats d. Lãi suất Tiền gửi tiết kiệm Online Vikki · read from the PDF, source line: 12 tháng 5,95 · a product on the rate sheet HDBank publishes A gap of 3.65 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for HDBank →
11	Vikki Bank Recent compulsory transfer	9.60rate sheet not read yetplus 9 more — see all	from VND 500 million	—
Three source layers Survey 9.60%/yr · Multi-source survey · sources: 3 · read 06 Oct · 09:59 Published could not read the bank's published page Press sources 6.10%/yr · VietnamNet · read 25 Sep · 03:29 Rates by deposit tier 8.76–9.60% from VND 500 million · sources: 3 · 06 Oct · 09:59 9.00–9.60% no amount stated · sources: 3 · 02 Oct · 11:17 9.10–9.50% VND 200 million–VND 500 million · sources: 3 · 08 Oct · 09:22 9.20–9.50% VND 100 million–VND 500 million · sources: 1 · 05 Oct · 19:35 9.00–9.30% from VND 200 million · sources: 3 · 06 Oct · 21:03 8.60–9.20% VND 100 million–VND 200 million · sources: 3 · 02 Oct · 04:32 9.10% VND 200 million–VND 200 million · sources: 1 · 03 Oct · 21:22 8.60% from VND 100 million · sources: 1 · 03 Oct · 21:12 8.00% from VND 0.1 million · sources: 1 · 06 Oct · 21:03 Conditions and caveats A gap of 3.50 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for Vikki Bank →
12	MB Joint-stock	9.60last read 11 Sepplus 36 more — see all	no amount stated	—
Three source layers Survey 9.60%/yr · Inferred from a shorter term · sources: 17 · read 03 Oct · 21:20 · inferred from 6M 9.60%/yr recorded 03 Oct Published could not read the bank's published page Press sources not in the press rate table Rates by deposit tier 8.15–9.10% VND 300 million–VND 500 million · sources: 2 · 03 Oct · 21:11 9.10% VND 3 million–VND 5 million · sources: 1 · 03 Oct · 21:16 9.10% VND 300 million–VND 5 billion · sources: 2 · 07 Oct · 22:21 9.10% VND 3 billion–VND 5 billion · sources: 3 · 07 Oct · 21:47 9.10% VND 300 million–VND 1 billion · sources: 2 · 07 Oct · 22:21 8.20–9.07% no amount stated · sources: 8 · 04 Oct · 21:20 9.04% VND 1 million–VND 5 million · sources: 3 · 05 Oct · 21:26 9.04% VND 5 million–VND 10 million · sources: 1 · 05 Oct · 21:26 9.02% VND 1 billion–VND 5 billion · sources: 1 · 03 Oct · 21:19 · conditional maximum 9.02% from VND 1 million · sources: 1 · 04 Oct · 21:20 8.10–9.00% VND 100 million–VND 300 million · sources: 4 · 07 Oct · 22:21 9.00% VND 0.1 million–VND 3 million · sources: 1 · 03 Oct · 21:16 9.00% VND 1 million–VND 300 million · sources: 1 · 03 Oct · 21:35 9.00% VND 100 million–VND 3 billion · sources: 3 · 07 Oct · 21:47 8.87% under VND 1 billion · sources: 3 · 05 Oct · 21:45 8.87% under VND 5 million · sources: 1 · 03 Oct · 21:07 8.87% under VND 1 million · sources: 1 · 03 Oct · 21:16 8.87% VND 100 million–VND 1 billion · sources: 1 · 06 Oct · 20:58 8.80% from VND 300 million · sources: 2 · 03 Oct · 21:35 8.80% VND 10 million–VND 6.5 billion · sources: 1 · 06 Oct · 17:26 8.80% VND 50 million–VND 6.5 billion · sources: 1 · 08 Oct · 17:54 8.25% from VND 1 billion · sources: 1 · 05 Oct · 21:30 8.20% VND 50 million–VND 20 billion · sources: 1 · 02 Oct · 16:06 8.20% VND 100 million–VND 20 billion · sources: 1 · 04 Oct · 07:43 8.20% VND 500 million–VND 1 billion · sources: 1 · 05 Oct · 21:30 8.20% from VND 20 billion · sources: 1 · 08 Oct · 15:31 · conditional maximum 8.10% from VND 100 million · sources: 1 · 03 Oct · 21:00 8.00% under VND 100 million · sources: 1 · 05 Oct · 21:30 Conditions and caveats A gap of 3.20 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for MB →
13	SHB Joint-stock	9.50plus 3 more — see all	no amount stated	6.50 shb.com.vn · 21 Aug · 22:06
Three source layers Survey 9.50%/yr · Multi-source survey · sources: 5 · read 04 Oct · 21:26 Published 6.50%/yr · shb.com.vn · read 21 Aug · 22:06 Press sources not in the press rate table Rates by deposit tier 8.60–9.50% no amount stated · sources: 5 · 04 Oct · 21:26 9.10–9.30% no amount stated · TP.HCM · sources: 1 · 05 Oct · 10:24 9.20–9.30% no amount stated · Hải Phòng · sources: 1 · 08 Oct · 08:48 9.22% from VND 500 million · Hà Nội · sources: 1 · 01 Oct · 10:00 9.10–9.20% no amount stated · Hà Nội · sources: 1 · 07 Oct · 09:47 Conditions and caveats Kỳ hạn 3T 6T 9T 12T 13T 18T 24T 36T · read from a wide table in the PDF, source line: Cuối kỳ 4.60 4.60 4.65 4.65 4.65 6.20 6.20 6.20 6.40 6.40 6.40 6.50 6.50 6.60 6.60 6.70 6.70 A gap of 3.00 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for SHB →
14	VietBank Joint-stock	9.50plus 18 more — see all	no amount stated	6.10 static.vietbank.com.vn · 21 Sep · 00:51
Three source layers Survey 9.50%/yr · Market survey · TP.HCM · sources: 1 · read 07 Oct · 17:00 Published 6.10%/yr · static.vietbank.com.vn · read 21 Sep · 00:51 Press sources not in the press rate table Rates by deposit tier 9.00–9.50% no amount stated · TP.HCM · sources: 1 · 07 Oct · 17:00 6.70–9.50% no amount stated · sources: 3 · 05 Oct · 18:19 8.80–9.20% from VND 10 million · sources: 2 · 04 Oct · 21:08 9.20% from VND 3 billion · sources: 1 · 05 Oct · 21:37 9.20% from VND 8 billion · sources: 2 · 07 Oct · 22:14 9.10% VND 2 billion–VND 3 billion · sources: 1 · 05 Oct · 21:37 9.10% VND 2 billion–VND 8 billion · sources: 2 · 07 Oct · 22:14 8.95% VND 1 billion–VND 2.99 billion · sources: 1 · 02 Oct · 14:18 8.95% VND 2 billion–VND 2.99 billion · sources: 1 · 06 Oct · 16:57 8.80–8.90% VND 200 million–VND 500 million · sources: 10 · 05 Oct · 21:16 8.90% VND 500 million–VND 2 billion · sources: 10 · 07 Oct · 22:25 8.80% under VND 200 million · sources: 10 · 07 Oct · 22:25 Conditions and caveats KỲ HẠN LÃI CUỐI KỲ (%/NĂM) · read from the PDF, source line: 12 tháng 6.10% 6.10% A gap of 3.40 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for VietBank →
15	ABBANK Joint-stock	9.45plus 8 more — see all	from VND 1 billion	6.05 online · abbank.vn · 06 Sep · 01:43
Three source layers Survey 9.45%/yr · Multiple sources agree · sources: 2 · read 07 Oct · 21:45 Published 6.05%/yr · online · abbank.vn · read 06 Sep · 01:43 Press sources not in the press rate table Rates by deposit tier 8.90–9.60% no amount stated · TP.HCM · sources: 1 · 29 Sep · 13:19 9.30–9.45% from VND 1 billion · sources: 2 · 07 Oct · 21:45 9.20–9.40% VND 100 million–VND 3 billion · sources: 1 · 08 Oct · 17:44 8.80–9.20% no amount stated · sources: 6 · 06 Oct · 16:52 9.20% VND 2 million–VND 20 million · sources: 1 · 01 Oct · 08:28 9.20% under VND 500 million · sources: 1 · 03 Oct · 21:30 9.20% VND 500 million–VND 1 billion · sources: 2 · 07 Oct · 21:45 9.20% from VND 1 billion · TP.HCM · sources: 1 · 07 Oct · 19:28 9.20% VND 1 million–VND 5 million · TP.HCM · sources: 1 · 06 Oct · 12:11 8.90% VND 100 million–VND 500 million · sources: 3 · 08 Oct · 17:07 8.90% from VND 500 million · sources: 1 · 03 Oct · 21:30 Conditions and caveats Tiền gửi có kỳ hạn (Hợp đồng tiền gửi) VND: lĩnh lãi cuối kỳ, lĩnh lãi hàng tháng, lĩnh lãi hàng quý mở tại quầy giao dị A gap of 3.20 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for ABBANK →
16	Vietcombank State-owned	9.36plus 1 more — see all	no amount stated	5.90 in branch · vietcombank.com.vn · 06 Aug · 15:48
Three source layers Survey 9.36%/yr · Inferred from a shorter term · sources: 1 · read 03 Oct · 21:32 · inferred from 6M 9.36%/yr recorded 03 Oct Published 5.90%/yr · in branch · vietcombank.com.vn · read 06 Aug · 15:48 Press sources not in the press rate table Conditions and caveats type: Savings State-controlled banks have the lowest cost of funds in the market, so a quote 3.46 pts above their own published sheet is almost always a conditional rate or a different product. Before treating this as the prevailing level, have the bank confirm it directly. See every term for Vietcombank →
17	TPBank Joint-stock	9.20plus 7 more — see all	no amount stated	5.90 tpb.vn · 21 Sep · 00:50
Three source layers Survey 9.20%/yr · Inferred from a shorter term · sources: 5 · read 04 Oct · 21:32 · inferred from 6M 9.20%/yr recorded 04 Oct Published 5.90%/yr · tpb.vn · read 21 Sep · 00:50 Press sources not in the press rate table Rates by deposit tier 9.00% from VND 600 million · sources: 1 · 02 Oct · 09:52 8.50–9.00% no amount stated · sources: 7 · 05 Oct · 21:05 · conditional maximum 8.80–9.00% from VND 300 million · sources: 3 · 05 Oct · 21:05 8.80–9.00% under VND 300 million · sources: 2 · 04 Oct · 21:01 9.00% from VND 500 million · sources: 1 · 04 Oct · 21:02 8.90% no amount stated · Hà Nội · sources: 1 · 07 Oct · 17:02 8.80% VND 300 million–VND 500 million · sources: 1 · 04 Oct · 21:02 8.70% VND 100 million–VND 300 million · sources: 1 · 04 Oct · 21:02 Conditions and caveats tháng quý An Lộc Lộc thường lãi 12 kỳ kỳ tháng quý 6th/lần · read from the PDF, source line: 12 tháng 4.90 5.15 5.20 5.90 5.90 4.90 5.15 5.20 5.90 A gap of 3.00 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for TPBank →
18	Shinhan Bank Joint-stock	9.20rate sheet not read yet	no amount stated	—
Three source layers Survey 9.20%/yr · Rate poster image · sources: 1 · read 03 Oct · 20:54 Published could not read the bank's published page Press sources not in the press rate table See every term for Shinhan Bank →
19	BIDV State-owned	9.10	no amount stated	5.90 in branch · bidv.com.vn · 12 Aug · 14:29
Three source layers Survey 9.10%/yr · Multi-source survey · sources: 6 · read 03 Oct · 21:03 Published 5.90%/yr · in branch · bidv.com.vn · read 12 Aug · 14:29 Press sources not in the press rate table Conditions and caveats region: Hà Nội & TP.HCM. Lãi suất nêu trên áp dụng đối với khách hàng cá nhân và chỉ mang tính tham khảo, có thể thay đổi tùy từng địa bàn. Để biết mức lãi suất cụ thể Quý khách hàng vui lòng liên hệ với Chi nhánh/Phòng Giao dịch BIDV trên cả nước. State-controlled banks have the lowest cost of funds in the market, so a quote 3.20 pts above their own published sheet is almost always a conditional rate or a different product. Before treating this as the prevailing level, have the bank confirm it directly. See every term for BIDV →
20	SeABank Joint-stock	9.10plus 2 more — see all	no amount stated	4.80 seabank.com.vn · 21 Sep · 01:01
Three source layers Survey 9.10%/yr · Multiple sources agree · sources: 2 · read 07 Oct · 22:13 Published 4.80%/yr · seabank.com.vn · read 21 Sep · 01:01 Press sources not in the press rate table Rates by deposit tier 9.05–9.10% from VND 100 million · sources: 2 · 01 Oct · 14:03 9.00–9.10% no amount stated · sources: 2 · 07 Oct · 22:13 9.10% under VND 100 million · sources: 1 · 04 Oct · 21:30 9.10% VND 100 million–VND 10 billion · sources: 1 · 05 Oct · 14:21 Conditions and caveats Tiết kiệm Lĩnh lãi cuối kỳ A gap of 4.30 pts is wider than any internal spread we can read in the published-rate archive, and usually means a conditional rate, a very large deposit tier, or a product that is not an ordinary savings deposit. Before treating this as the prevailing level, have the bank confirm it directly. See every term for SeABank →
21	VIB Joint-stock	9.00rate sheet not read yetplus 1 more — see all	no amount stated	—
Three source layers Survey 9.00%/yr · Multi-source survey · sources: 2 · read 05 Oct · 21:29 Published could not read the bank's published page Press sources not in the press rate table Rates by deposit tier 6.75–9.00% no amount stated · sources: 2 · 05 Oct · 21:29 9.00% from VND 45 billion · sources: 1 · 05 Oct · 21:20 See every term for VIB →
22	OCB Joint-stock	8.00plus 1 more — see all	from VND 100 million	7.40 webocb-api.ocb.com.vn · 21 Sep · 00:49
Three source layers Survey 8.00%/yr · Rate poster image · sources: 1 · read 05 Oct · 21:02 Published 7.40%/yr · webocb-api.ocb.com.vn · read 21 Sep · 00:49 Press sources not in the press rate table Rates by deposit tier 8.00% from VND 100 million · sources: 1 · 05 Oct · 21:02 7.60–7.70% no amount stated · sources: 2 · 04 Oct · 21:29 Conditions and caveats At maturity · read from the PDF, source line: 12 tháng 7.40 See every term for OCB →
Below: 18 banks with no quoted rate on record at this term. Missing survey data does not mean the rate is low.
23	Saigonbank Joint-stock	—	—	7.20 online · saigonbank.com.vn · 25 Sep · 03:19
Three source layers Survey not recorded Published 7.20%/yr · online · saigonbank.com.vn · read 25 Sep · 03:19 Press sources not in the press rate table Conditions and caveats Lãi suất tiền gửi tiết kiệm (TGTK) online bằng đồng Việt Nam See every term for Saigonbank →
24	UOB Joint-stock	—	—	7.20 uob.com.vn · 21 Sep · 00:51
Three source layers Survey not recorded Published 7.20%/yr · uob.com.vn · read 21 Sep · 00:51 Press sources not in the press rate table Conditions and caveats Lãi cuối kỳ Lãi hàng tháng · read from the PDF, source line: 12 tháng 6,00 6,00 7,20 See every term for UOB →
25	PGBank Joint-stock	—	—	7.10 pgbank.com.vn · 21 Sep · 00:05
Three source layers Survey not recorded Published 7.10%/yr · pgbank.com.vn · read 21 Sep · 00:05 Press sources not in the press rate table Conditions and caveats LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH HÀNG CÁ NHÂN (VNĐ) See every term for PGBank →
26	BVBank Joint-stock	—	—	6.90 bvbank.net.vn · 21 Sep · 14:25
Three source layers Survey not recorded Published 6.90%/yr · bvbank.net.vn · read 21 Sep · 14:25 Press sources not in the press rate table Conditions and caveats Kỳ hạn Lãi cuối kỳ Lãi tháng Lãi trước · read from the PDF, source line: 12 Tháng 6.90 6.69 6.45 Ngừng triển khai kể từ ngày See every term for BVBank →
27	VCBNeo Recent compulsory transfer	—	—	6.80 vcbneo.com.vn · 25 Sep · 03:19
Three source layers Survey not recorded Published 6.80%/yr · vcbneo.com.vn · read 25 Sep · 03:19 Press sources not in the press rate table Conditions and caveats "Chính sách lãi suất huy động áp dụng cụ thể theo đặc thù từng vùng, từng đơn vị. Vui lòng liên hệ trực tiếp CN/PGD trên See every term for VCBNeo →
28	CIMB Joint-stock	—	—	6.60 cimbbank.com.vn · 25 Sep · 03:28
Three source layers Survey not recorded Published 6.60%/yr · cimbbank.com.vn · read 25 Sep · 03:28 Press sources not in the press rate table Conditions and caveats cột khách hàng tiêu chuẩn (neo x=239) · 12 tháng / See every term for CIMB →
29	Nam A Bank Joint-stock	—	—	6.60 namabank.com.vn · 14 Aug · 15:37
Three source layers Survey not recorded Published 6.60%/yr · namabank.com.vn · read 14 Aug · 15:37 Press sources not in the press rate table Conditions and caveats Interest rates See every term for Nam A Bank →
30	Public Bank Joint-stock	—	—	6.60 publicbank.com.vn · 22 Sep · 23:23
Three source layers Survey not recorded Published 6.60%/yr · publicbank.com.vn · read 22 Sep · 23:23 Press sources not in the press rate table Conditions and caveats LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS See every term for Public Bank →
31	Techcombank Joint-stock	—	—	6.25 techcombank.com · 18 Sep · 10:44
Three source layers Survey not recorded Published 6.25%/yr · techcombank.com · read 18 Sep · 10:44 Press sources not in the press rate table Conditions and caveats lưới 4 hạng × 3 bậc số dư — ghim nhóm hạng thường (cột 10–12), lấy bậc số dư thấp nhất · 12M See every term for Techcombank →
32	ACB Joint-stock	—	—	5.90 online · acb.com.vn · 12 Aug · 14:27
Three source layers Survey not recorded Published 5.90%/yr · online · acb.com.vn · read 12 Aug · 14:27 Press sources not in the press rate table Conditions and caveats product: Tiền gửi Online; Mức gửi/ TK (triệu VND): >= 5.000 See every term for ACB →
33	Agribank State-owned	—	—	5.90 agribank.com.vn · 11 Aug · 15:06
Three source layers Survey not recorded Published 5.90%/yr · agribank.com.vn · read 11 Aug · 15:06 Press sources not in the press rate table Conditions and caveats 12 Tháng See every term for Agribank →
34	VietinBank State-owned	—	—	5.90 vietinbank.vn · 21 Aug · 22:29
Three source layers Survey not recorded Published 5.90%/yr · vietinbank.vn · read 21 Aug · 22:29 Press sources not in the press rate table Conditions and caveats LÃI SUẤT HUY ĐỘNG ĐỐI VỚI CÁC KỲ HẠN See every term for VietinBank →
35	Standard Chartered Joint-stock	—	—	5.75 av.sc.com · 21 Sep · 00:49
Three source layers Survey not recorded Published 5.75%/yr · av.sc.com · read 21 Sep · 00:49 Press sources not in the press rate table Conditions and caveats Lãi Suất Ưu Đãi Tiền Gửi Trực Tuyến VNĐ/ · read from the PDF, source line: 12 tháng/ 5.75% See every term for Standard Chartered →
36	Eximbank Joint-stock	—	—	5.00 media.eximbank.com.vn · 23 Sep · 03:12
Three source layers Survey not recorded Published 5.00%/yr · media.eximbank.com.vn · read 23 Sep · 03:12 Press sources not in the press rate table Conditions and caveats trước hàng tháng hàng quý hàng 6 tháng hàng năm cuối kỳ · read from the PDF, source line: 12 tháng 4,1 4,8 4,9 4,9 5,0 See every term for Eximbank →
37	HSBC Joint-stock	—	—	3.25 hsbc.com.vn · 11 Aug · 13:05
Three source layers Survey not recorded Published 3.25%/yr · hsbc.com.vn · read 11 Aug · 13:05 Press sources not in the press rate table Conditions and caveats Tài Khoản Tiền Gửi Có Kỳ Hạn và Tiền Gửi Tiết Kiệm See every term for HSBC →
38	Bac A Bank Joint-stock	—	—	—
Three source layers Survey not recorded Published could not read the bank's published page Press sources 7.10%/yr · VietnamNet · read 25 Sep · 03:29 See every term for Bac A Bank →
39	VietABank Joint-stock	—	—	—
Three source layers Survey not recorded Published could not read the bank's published page Press sources 6.10%/yr · VietnamNet · read 25 Sep · 03:29 See every term for VietABank →
40	SCB Joint-stock	—	—	—
Three source layers Survey not recorded Published could not read the bank's published page Press sources 3.70%/yr · VietnamNet · read 25 Sep · 03:29 See every term for SCB →

01 PVcomBank Joint-stock 10.40plus 1 more — see allMulti-source survey07 Oct · 17:59

Sources and conditions

Applies to: no amount stated Web 5.30 · pvcombank.com.vn · 06 Sep · 02:02
Press —
02 KienlongBank Joint-stock 10.20rate sheet not read yetplus 4 more — see allRate poster image06 Oct · 20:58

Sources and conditions

Applies to: from VND 1 billion Web —
Press 5.50 · VietnamNet · 25 Sep · 03:29
03 MSB Joint-stock 10.10rate sheet not read yetplus 2 more — see allMulti-source survey03 Oct · 20:40

Sources and conditions

Applies to: no amount stated Web —
Press —
04 LPBank Joint-stock 9.90plus 1 more — see allMulti-source survey04 Oct · 20:56

Sources and conditions

Applies to: no amount stated Web 7.20 · online · lpbank.com.vn · 18 Sep · 11:05
Press —
05 GPBank Recent compulsory transfer 9.90rate sheet not read yetplus 26 more — see allMulti-source survey07 Oct · 22:40

Sources and conditions

Applies to: from VND 500 million Web —
Press 5.55 · VietnamNet · 25 Sep · 03:29
06 MBV Recent compulsory transfer 9.87plus 56 more — see allMulti-source survey04 Oct · 21:01

Sources and conditions

Applies to: no amount stated Web 7.00 · in branch · mbv.com.vn · 11 Aug · 13:45
Press —
07 Sacombank Joint-stock 9.65plus 3 more — see allRate poster image06 Oct · 20:58

Sources and conditions

Applies to: from VND 1 billion Web 7.50 · sacombank.com.vn · 21 Sep · 00:50
Press —
08 NCB Joint-stock 9.65plus 21 more — see allBank salespersonTP.HCM · 08 Oct · 09:57

Sources and conditions

Applies to: no amount stated Web 6.40 · ncb-bank.vn · 19 Aug · 19:12
Press —
09 VPBank Joint-stock 9.60plus 22 more — see allInferred from a shorter term08 Oct · 13:06

Sources and conditions

Applies to: no amount stated Web 6.25 · vpbank.com.vn · 22 Sep · 23:36
Press —
10 HDBank Joint-stock 9.60plus 8 more — see allInferred from a shorter term07 Oct · 22:30

Sources and conditions

Applies to: no amount stated Web 5.95 · cdn.hdbank.com.vn · 09 Sep · 22:08
Press —
11 Vikki Bank Recent compulsory transfer 9.60rate sheet not read yetplus 9 more — see allMulti-source survey06 Oct · 09:59

Sources and conditions

Applies to: from VND 500 million Web —
Press 6.10 · VietnamNet · 25 Sep · 03:29
12 MB Joint-stock 9.60last read 11 Sepplus 36 more — see allInferred from a shorter term03 Oct · 21:20

Sources and conditions

Applies to: no amount stated Web —
Press —
13 SHB Joint-stock 9.50plus 3 more — see allMulti-source survey04 Oct · 21:26

Sources and conditions

Applies to: no amount stated Web 6.50 · shb.com.vn · 21 Aug · 22:06
Press —
14 VietBank Joint-stock 9.50plus 18 more — see allMarket surveyTP.HCM · 07 Oct · 17:00

Sources and conditions

Applies to: no amount stated Web 6.10 · static.vietbank.com.vn · 21 Sep · 00:51
Press —
15 ABBANK Joint-stock 9.45plus 8 more — see allMultiple sources agree07 Oct · 21:45

Sources and conditions

Applies to: from VND 1 billion Web 6.05 · online · abbank.vn · 06 Sep · 01:43
Press —
16 Vietcombank State-owned 9.36plus 1 more — see allInferred from a shorter term03 Oct · 21:32

Sources and conditions

Applies to: no amount stated Web 5.90 · in branch · vietcombank.com.vn · 06 Aug · 15:48
Press —
17 TPBank Joint-stock 9.20plus 7 more — see allInferred from a shorter term04 Oct · 21:32

Sources and conditions

Applies to: no amount stated Web 5.90 · tpb.vn · 21 Sep · 00:50
Press —
18 Shinhan Bank Joint-stock 9.20rate sheet not read yetRate poster image03 Oct · 20:54

Sources and conditions

Applies to: no amount stated Web —
Press —
19 BIDV State-owned 9.10Multi-source survey03 Oct · 21:03

Sources and conditions

Applies to: no amount stated Web 5.90 · in branch · bidv.com.vn · 12 Aug · 14:29
Press —
20 SeABank Joint-stock 9.10plus 2 more — see allMultiple sources agree07 Oct · 22:13

Sources and conditions

Applies to: no amount stated Web 4.80 · seabank.com.vn · 21 Sep · 01:01
Press —
21 VIB Joint-stock 9.00rate sheet not read yetplus 1 more — see allMulti-source survey05 Oct · 21:29

Sources and conditions

Applies to: no amount stated Web —
Press —
22 OCB Joint-stock 8.00plus 1 more — see allRate poster image05 Oct · 21:02

Sources and conditions

Applies to: from VND 100 million Web 7.40 · webocb-api.ocb.com.vn · 21 Sep · 00:49
Press —
Below: 18 banks with no quoted rate on record at this term. Missing survey data does not mean the rate is low.
23 Saigonbank Joint-stock —

Sources and conditions

Web 7.20 · online · saigonbank.com.vn · 25 Sep · 03:19
Press —
24 UOB Joint-stock —

Sources and conditions

Web 7.20 · uob.com.vn · 21 Sep · 00:51
Press —
25 PGBank Joint-stock —

Sources and conditions

Web 7.10 · pgbank.com.vn · 21 Sep · 00:05
Press —
26 BVBank Joint-stock —

Sources and conditions

Web 6.90 · bvbank.net.vn · 21 Sep · 14:25
Press —
27 VCBNeo Recent compulsory transfer —

Sources and conditions

Web 6.80 · vcbneo.com.vn · 25 Sep · 03:19
Press —
28 CIMB Joint-stock —

Sources and conditions

Web 6.60 · cimbbank.com.vn · 25 Sep · 03:28
Press —
29 Nam A Bank Joint-stock —

Sources and conditions

Web 6.60 · namabank.com.vn · 14 Aug · 15:37
Press —
30 Public Bank Joint-stock —

Sources and conditions

Web 6.60 · publicbank.com.vn · 22 Sep · 23:23
Press —
31 Techcombank Joint-stock —

Sources and conditions

Web 6.25 · techcombank.com · 18 Sep · 10:44
Press —
32 ACB Joint-stock —

Sources and conditions

Web 5.90 · online · acb.com.vn · 12 Aug · 14:27
Press —
33 Agribank State-owned —

Sources and conditions

Web 5.90 · agribank.com.vn · 11 Aug · 15:06
Press —
34 VietinBank State-owned —

Sources and conditions

Web 5.90 · vietinbank.vn · 21 Aug · 22:29
Press —
35 Standard Chartered Joint-stock —

Sources and conditions

Web 5.75 · av.sc.com · 21 Sep · 00:49
Press —
36 Eximbank Joint-stock —

Sources and conditions

Web 5.00 · media.eximbank.com.vn · 23 Sep · 03:12
Press —
37 HSBC Joint-stock —

Sources and conditions

Web 3.25 · hsbc.com.vn · 11 Aug · 13:05
Press —
38 Bac A Bank Joint-stock —

Sources and conditions

Web —
Press 7.10 · VietnamNet · 25 Sep · 03:29
39 VietABank Joint-stock —

Sources and conditions

Web —
Press 6.10 · VietnamNet · 25 Sep · 03:29
40 SCB Joint-stock —

Sources and conditions

Web —
Press 3.70 · VietnamNet · 25 Sep · 03:29

02 The published rate scale

31 banks on one axis, converted into the interest earned on your deposit.

The interest column is worked out on a VND 1 billion deposit. Change the figure in the amount you plan to deposit box at the top of the page and the whole page recalculates.

The gap between the highest-paying bank (Sacombank, 7.5%) and the lowest (HSBC, 3.25%) is 4.25 percentage points — on a VND 1 billion deposit for a 12-month term, that gap is worth VND 42.5 million in interest earned. Median 6.25%.

Scale of 31 banks where each bank sits on the axis, converted to interest earned

12-month rate ranking across 31 banks
#	Bank	Interest rates	Interest at maturity	Behind the leader	Source

01	Sacombank Joint-stock	7.50	75,000,000 VND	leader	receipt Source sacombank.com.vn Source page read at 00:50 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25% Cross-check Recorded from the bank's published page; no second source yet
02	OCB Joint-stock	7.40	74,000,000 VND	−0.1 pts −VND 1 million	receipt Source webocb-api.ocb.com.vn Source page read at 00:49 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) At maturity · read from the PDF, source line: 12 tháng 7.40 Cross-check Recorded from the bank's published page; no second source yet
03	LPBank Joint-stock · online	7.20	72,000,000 VND	−0.3 pts −VND 3 million	receipt Source lpbank.com.vn Source page read at 11:05 on 18 Sep 2026 (Vietnam time) Channel online Interest paid at maturity Conditions (original, Vietnamese) Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE Cross-check Recorded from the bank's published page; no second source yet
04	Saigonbank Joint-stock · online	7.20	72,000,000 VND	−0.3 pts −VND 3 million	receipt Source saigonbank.com.vn Source page read at 03:19 on 25 Sep 2026 (Vietnam time) Channel online Interest paid at maturity Conditions (original, Vietnamese) Lãi suất tiền gửi tiết kiệm (TGTK) online bằng đồng Việt Nam Cross-check Recorded from the bank's published page; no second source yet
05	UOB Joint-stock	7.20	72,000,000 VND	−0.3 pts −VND 3 million	receipt Source uob.com.vn Source page read at 00:51 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Lãi cuối kỳ Lãi hàng tháng · read from the PDF, source line: 12 tháng 6,00 6,00 7,20 Cross-check Recorded from the bank's published page; no second source yet
06	PGBank Joint-stock	7.10	71,000,000 VND	−0.4 pts −VND 4 million	receipt Source pgbank.com.vn Source page read at 00:05 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH HÀNG CÁ NHÂN (VNĐ) Cross-check Recorded from the bank's published page; no second source yet
07	MBV Recent compulsory transfer · in branch	7.00	70,000,000 VND	−0.5 pts −VND 5 million	two sources agree Source mbv.com.vn Source page read at 13:45 on 11 Aug 2026 (Vietnam time) Channel in branch Interest paid at maturity Conditions (original, Vietnamese) Trả lãi cuối kỳ tại quầy Cross-check Confirmed by a second source
08	BVBank Joint-stock	6.90	69,000,000 VND	−0.6 pts −VND 6 million	receipt Source bvbank.net.vn Source page read at 14:25 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Kỳ hạn Lãi cuối kỳ Lãi tháng Lãi trước · read from the PDF, source line: 12 Tháng 6.90 6.69 6.45 Ngừng triển khai kể từ ngày Cross-check Recorded from the bank's published page; no second source yet
09	VCBNeo Recent compulsory transfer	6.80	68,000,000 VND	−0.7 pts −VND 7 million	receipt Source vcbneo.com.vn Source page read at 03:19 on 25 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) "Chính sách lãi suất huy động áp dụng cụ thể theo đặc thù từng vùng, từng đơn vị. Vui lòng liên hệ trực tiếp CN/PGD trên Cross-check Recorded from the bank's published page; no second source yet
10	CIMB Joint-stock	6.60	66,000,000 VND	−0.9 pts −VND 9 million	receipt Source cimbbank.com.vn Source page read at 03:28 on 25 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) cột khách hàng tiêu chuẩn (neo x=239) · 12 tháng / Cross-check Recorded from the bank's published page; no second source yet
11	Nam A Bank Joint-stock	6.60	66,000,000 VND	−0.9 pts −VND 9 million	receipt Source namabank.com.vn Source page read at 15:37 on 14 Aug 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Interest rates Cross-check Recorded from the bank's published page; no second source yet
12	Public Bank Joint-stock	6.60	66,000,000 VND	−0.9 pts −VND 9 million	receipt Source publicbank.com.vn Source page read at 23:23 on 22 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS Cross-check Recorded from the bank's published page; no second source yet
13	SHB Joint-stock	6.50	65,000,000 VND	−1 pts −VND 10 million	receipt Source shb.com.vn Source page read at 22:06 on 21 Aug 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Kỳ hạn 3T 6T 9T 12T 13T 18T 24T 36T · read from a wide table in the PDF, source line: Cuối kỳ 4.60 4.60 4.65 4.65 4.65 6.20 6.20 6.20 6.40 6.40 6.40 6.50 6.50 6.60 6.60 6.70 6.70 Cross-check Recorded from the bank's published page; no second source yet
14	MB Joint-stock · online	6.40	64,000,000 VND	−1.1 pts −VND 11 million	receipt Source mbbank.com.vn Source page read at 02:20 on 12 Sep 2026 (Vietnam time) Channel online Interest paid at maturity Conditions (original, Vietnamese) hiệu lực từ ngày 11-09-2026; IV. Lãi suất sản phẩm Tiền gửi số truyền thống:; 2. Lãi suất sản phẩm Tiền gửi số truyền thống (áp dụng: Khách hàng Priority & Khách hàng Private); Khách hàng Priority \| Số tiền từ trên 1 tỷ VND \| Lãi trả sau (%/năm) Cross-check Recorded from the bank's published page; no second source yet
15	NCB Joint-stock	6.40	64,000,000 VND	−1.1 pts −VND 11 million	receipt Source ncb-bank.vn Source page read at 19:12 on 19 Aug 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) TIẾT KIỆM AN PHÚ · read from the PDF, source line: 12 tháng 6.40 6.21 6.25 Cross-check Recorded from the bank's published page; no second source yet
16	Techcombank Joint-stock	6.25	62,500,000 VND	−1.25 pts −VND 12.5 million	receipt Source techcombank.com Source page read at 10:44 on 18 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) lưới 4 hạng × 3 bậc số dư — ghim nhóm hạng thường (cột 10–12), lấy bậc số dư thấp nhất · 12M Cross-check Recorded from the bank's published page; no second source yet
17	VPBank Joint-stock	6.25	62,500,000 VND	−1.25 pts −VND 12.5 million	receipt Source vpbank.com.vn Source page read at 23:36 on 22 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) read from the PDF by vision; two passes agreed Cross-check Recorded from the bank's published page; no second source yet
18	VietBank Joint-stock	6.10	61,000,000 VND	−1.4 pts −VND 14 million	receipt Source static.vietbank.com.vn Source page read at 00:51 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) KỲ HẠN LÃI CUỐI KỲ (%/NĂM) · read from the PDF, source line: 12 tháng 6.10% 6.10% Cross-check Recorded from the bank's published page; no second source yet
19	ABBANK Joint-stock · online	6.05	60,500,000 VND	−1.45 pts −VND 14.5 million	receipt Source abbank.vn Source page read at 01:43 on 06 Sep 2026 (Vietnam time) Channel online Interest paid at maturity Conditions (original, Vietnamese) Tiền gửi có kỳ hạn (Hợp đồng tiền gửi) VND: lĩnh lãi cuối kỳ, lĩnh lãi hàng tháng, lĩnh lãi hàng quý mở tại quầy giao dị Cross-check Recorded from the bank's published page; no second source yet
20	HDBank Joint-stock	5.95	59,500,000 VND	−1.55 pts −VND 15.5 million	receipt Source cdn.hdbank.com.vn Source page read at 22:08 on 09 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) d. Lãi suất Tiền gửi tiết kiệm Online Vikki · read from the PDF, source line: 12 tháng 5,95 · a product on the rate sheet HDBank publishes Cross-check Recorded from the bank's published page; no second source yet
21	ACB Joint-stock · online	5.90	59,000,000 VND	−1.6 pts −VND 16 million	two sources agree Source acb.com.vn Source page read at 14:27 on 12 Aug 2026 (Vietnam time) Channel online Interest paid at maturity Conditions (original, Vietnamese) product: Tiền gửi Online; Mức gửi/ TK (triệu VND): >= 5.000 Cross-check Confirmed by a second source
22	Agribank State-owned	5.90	59,000,000 VND	−1.6 pts −VND 16 million	two sources agree Source agribank.com.vn Source page read at 15:06 on 11 Aug 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) 12 Tháng Cross-check Confirmed by a second source
23	BIDV State-owned · in branch	5.90	59,000,000 VND	−1.6 pts −VND 16 million	two sources agree Source bidv.com.vn Source page read at 14:29 on 12 Aug 2026 (Vietnam time) Channel in branch Interest paid at maturity Conditions (original, Vietnamese) region: Hà Nội & TP.HCM. Lãi suất nêu trên áp dụng đối với khách hàng cá nhân và chỉ mang tính tham khảo, có thể thay đổi tùy từng địa bàn. Để biết mức lãi suất cụ thể Quý khách hàng vui lòng liên hệ với Chi nhánh/Phòng Giao dịch BIDV trên cả nước. Cross-check Confirmed by a second source
24	VietinBank State-owned	5.90	59,000,000 VND	−1.6 pts −VND 16 million	receipt Source vietinbank.vn Source page read at 22:29 on 21 Aug 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) LÃI SUẤT HUY ĐỘNG ĐỐI VỚI CÁC KỲ HẠN Cross-check Recorded from the bank's published page; no second source yet
25	TPBank Joint-stock	5.90	59,000,000 VND	−1.6 pts −VND 16 million	receipt Source tpb.vn Source page read at 00:50 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) tháng quý An Lộc Lộc thường lãi 12 kỳ kỳ tháng quý 6th/lần · read from the PDF, source line: 12 tháng 4.90 5.15 5.20 5.90 5.90 4.90 5.15 5.20 5.90 Cross-check Recorded from the bank's published page; no second source yet
26	Vietcombank State-owned · in branch	5.90	59,000,000 VND	−1.6 pts −VND 16 million	two sources agree Source vietcombank.com.vn Source page read at 15:48 on 06 Aug 2026 (Vietnam time) Channel in branch Interest paid at maturity Conditions (original, Vietnamese) type: Savings Cross-check Confirmed by a second source
27	Standard Chartered Joint-stock	5.75	57,500,000 VND	−1.75 pts −VND 17.5 million	receipt Source av.sc.com Source page read at 00:49 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Lãi Suất Ưu Đãi Tiền Gửi Trực Tuyến VNĐ/ · read from the PDF, source line: 12 tháng/ 5.75% Cross-check Recorded from the bank's published page; no second source yet
28	PVcomBank Joint-stock	5.30	53,000,000 VND	−2.2 pts −VND 22 million	receipt Source pvcombank.com.vn Source page read at 02:02 on 06 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) [GD Tại quầy] Tiền gửi tiết kiệm VND Cross-check Recorded from the bank's published page; no second source yet
29	Eximbank Joint-stock	5.00	50,000,000 VND	−2.5 pts −VND 25 million	receipt Source media.eximbank.com.vn Source page read at 03:12 on 23 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) trước hàng tháng hàng quý hàng 6 tháng hàng năm cuối kỳ · read from the PDF, source line: 12 tháng 4,1 4,8 4,9 4,9 5,0 Cross-check Recorded from the bank's published page; no second source yet
30	SeABank Joint-stock	4.80	48,000,000 VND	−2.7 pts −VND 27 million	receipt Source seabank.com.vn Source page read at 01:01 on 21 Sep 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Tiết kiệm Lĩnh lãi cuối kỳ Cross-check Recorded from the bank's published page; no second source yet
31	HSBC Joint-stock	3.25	32,500,000 VND	−4.25 pts −VND 42.5 million	two sources agree Source hsbc.com.vn Source page read at 13:05 on 11 Aug 2026 (Vietnam time) Interest paid at maturity Conditions (original, Vietnamese) Tài Khoản Tiền Gửi Có Kỳ Hạn và Tiền Gửi Tiết Kiệm Cross-check Confirmed by a second source

RANK 1 Sacombank Joint-stock 7.50%75,000,000 VND in interestLeads the tableConditions: at maturity · read from the PDF, source…

receipt

Source: sacombank.com.vn
Source page read at: 00:50 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): at maturity · read from the PDF, source line: 12 tháng 7.00% 6.82% 6.78% 7.30% 7.11% 7.07% 7.50% 7.30% 7.25%
Cross-check: Recorded from the bank's published page; no second source yet

RANK 2 OCB Joint-stock 7.40%74,000,000 VND in interest−0.1 pts · −VND 1 million/bnConditions: At maturity · read from the PDF, source…

receipt

Source: webocb-api.ocb.com.vn
Source page read at: 00:49 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): At maturity · read from the PDF, source line: 12 tháng 7.40
Cross-check: Recorded from the bank's published page; no second source yet

RANK 3 LPBank Joint-stock · online 7.20%72,000,000 VND in interest−0.3 pts · −VND 3 million/bnConditions: Tiết kiệm online…

receipt

Source: lpbank.com.vn
Source page read at: 11:05 on 18 Sep 2026 (Vietnam time)
Channel: online
Interest paid: at maturity
Conditions (original, Vietnamese): Tiết kiệm online; lãi trả cuối kỳ; group: LSHD_VND; in force from: 2026-08-11; category: TK_ONLINE
Cross-check: Recorded from the bank's published page; no second source yet

RANK 4 Saigonbank Joint-stock · online 7.20%72,000,000 VND in interest−0.3 pts · −VND 3 million/bnConditions: Lãi suất tiền gửi tiết kiệm (TGTK) online…

receipt

Source: saigonbank.com.vn
Source page read at: 03:19 on 25 Sep 2026 (Vietnam time)
Channel: online
Interest paid: at maturity
Conditions (original, Vietnamese): Lãi suất tiền gửi tiết kiệm (TGTK) online bằng đồng Việt Nam
Cross-check: Recorded from the bank's published page; no second source yet

RANK 5 UOB Joint-stock 7.20%72,000,000 VND in interest−0.3 pts · −VND 3 million/bnConditions: Lãi cuối kỳ Lãi hàng tháng · read from the…

receipt

Source: uob.com.vn
Source page read at: 00:51 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Lãi cuối kỳ Lãi hàng tháng · read from the PDF, source line: 12 tháng 6,00 6,00 7,20
Cross-check: Recorded from the bank's published page; no second source yet

RANK 6 PGBank Joint-stock 7.10%71,000,000 VND in interest−0.4 pts · −VND 4 million/bnConditions: LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH…

receipt

Source: pgbank.com.vn
Source page read at: 00:05 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): LÃI SUẤT TIỀN GỬI TIẾT KIỆM DÀNH CHO KHÁCH HÀNG CÁ NHÂN (VNĐ)
Cross-check: Recorded from the bank's published page; no second source yet

RANK 7 MBV Recent compulsory transfer · in branch 7.00%70,000,000 VND in interest−0.5 pts · −VND 5 million/bnConditions: Trả lãi cuối kỳ tại quầy

two sources agree

Source: mbv.com.vn
Source page read at: 13:45 on 11 Aug 2026 (Vietnam time)
Channel: in branch
Interest paid: at maturity
Conditions (original, Vietnamese): Trả lãi cuối kỳ tại quầy
Cross-check: Confirmed by a second source

RANK 8 BVBank Joint-stock 6.90%69,000,000 VND in interest−0.6 pts · −VND 6 million/bnConditions: Kỳ hạn Lãi cuối kỳ Lãi tháng Lãi trước…

receipt

Source: bvbank.net.vn
Source page read at: 14:25 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Kỳ hạn Lãi cuối kỳ Lãi tháng Lãi trước · read from the PDF, source line: 12 Tháng 6.90 6.69 6.45 Ngừng triển khai kể từ ngày
Cross-check: Recorded from the bank's published page; no second source yet

RANK 9 VCBNeo Recent compulsory transfer 6.80%68,000,000 VND in interest−0.7 pts · −VND 7 million/bnConditions: "Chính sách lãi suất huy động áp dụng cụ…

receipt

Source: vcbneo.com.vn
Source page read at: 03:19 on 25 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): "Chính sách lãi suất huy động áp dụng cụ thể theo đặc thù từng vùng, từng đơn vị. Vui lòng liên hệ trực tiếp CN/PGD trên
Cross-check: Recorded from the bank's published page; no second source yet

RANK 10 CIMB Joint-stock 6.60%66,000,000 VND in interest−0.9 pts · −VND 9 million/bnConditions: cột khách hàng tiêu chuẩn (neo x=239) · 12…

receipt

Source: cimbbank.com.vn
Source page read at: 03:28 on 25 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): cột khách hàng tiêu chuẩn (neo x=239) · 12 tháng /
Cross-check: Recorded from the bank's published page; no second source yet

RANK 11 Nam A Bank Joint-stock 6.60%66,000,000 VND in interest−0.9 pts · −VND 9 million/bnConditions: Interest rates

receipt

Source: namabank.com.vn
Source page read at: 15:37 on 14 Aug 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Interest rates
Cross-check: Recorded from the bank's published page; no second source yet

RANK 12 Public Bank Joint-stock 6.60%66,000,000 VND in interest−0.9 pts · −VND 9 million/bnConditions: LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…

receipt

Source: publicbank.com.vn
Source page read at: 23:23 on 22 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check: Recorded from the bank's published page; no second source yet

RANK 13 SHB Joint-stock 6.50%65,000,000 VND in interest−1 pts · −VND 10 million/bnConditions: Kỳ hạn 3T 6T 9T 12T 13T 18T 24T 36T · read…

receipt

Source: shb.com.vn
Source page read at: 22:06 on 21 Aug 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Kỳ hạn 3T 6T 9T 12T 13T 18T 24T 36T · read from a wide table in the PDF, source line: Cuối kỳ 4.60 4.60 4.65 4.65 4.65 6.20 6.20 6.20 6.40 6.40 6.40 6.50 6.50 6.60 6.60 6.70 6.70
Cross-check: Recorded from the bank's published page; no second source yet

RANK 14 MB Joint-stock · online 6.40%64,000,000 VND in interest−1.1 pts · −VND 11 million/bnConditions: above VND 1 billion · Private clients…

receipt

Source: mbbank.com.vn
Source page read at: 02:20 on 12 Sep 2026 (Vietnam time)
Channel: online
Interest paid: at maturity
Conditions (original, Vietnamese): hiệu lực từ ngày 11-09-2026; IV. Lãi suất sản phẩm Tiền gửi số truyền thống:; 2. Lãi suất sản phẩm Tiền gửi số truyền thống (áp dụng: Khách hàng Priority & Khách hàng Private); Khách hàng Priority | Số tiền từ trên 1 tỷ VND | Lãi trả sau (%/năm)
Cross-check: Recorded from the bank's published page; no second source yet

RANK 15 NCB Joint-stock 6.40%64,000,000 VND in interest−1.1 pts · −VND 11 million/bnConditions: TIẾT KIỆM AN PHÚ · read from the PDF…

receipt

Source: ncb-bank.vn
Source page read at: 19:12 on 19 Aug 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): TIẾT KIỆM AN PHÚ · read from the PDF, source line: 12 tháng 6.40 6.21 6.25
Cross-check: Recorded from the bank's published page; no second source yet

RANK 16 Techcombank Joint-stock 6.25%62,500,000 VND in interest−1.25 pts · −VND 12.5 million/bnConditions: lưới 4 hạng × 3 bậc số dư — ghim nhóm hạng…

receipt

Source: techcombank.com
Source page read at: 10:44 on 18 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): lưới 4 hạng × 3 bậc số dư — ghim nhóm hạng thường (cột 10–12), lấy bậc số dư thấp nhất · 12M
Cross-check: Recorded from the bank's published page; no second source yet

RANK 17 VPBank Joint-stock 6.25%62,500,000 VND in interest−1.25 pts · −VND 12.5 million/bnConditions: read from the PDF by vision; two passes…

receipt

Source: vpbank.com.vn
Source page read at: 23:36 on 22 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): read from the PDF by vision; two passes agreed
Cross-check: Recorded from the bank's published page; no second source yet

RANK 18 VietBank Joint-stock 6.10%61,000,000 VND in interest−1.4 pts · −VND 14 million/bnConditions: KỲ HẠN LÃI CUỐI KỲ (%/NĂM) · read from the…

receipt

Source: static.vietbank.com.vn
Source page read at: 00:51 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): KỲ HẠN LÃI CUỐI KỲ (%/NĂM) · read from the PDF, source line: 12 tháng 6.10% 6.10%
Cross-check: Recorded from the bank's published page; no second source yet

RANK 19 ABBANK Joint-stock · online 6.05%60,500,000 VND in interest−1.45 pts · −VND 14.5 million/bnConditions: Tiền gửi có kỳ hạn (Hợp đồng tiền gửi) VND…

receipt

Source: abbank.vn
Source page read at: 01:43 on 06 Sep 2026 (Vietnam time)
Channel: online
Interest paid: at maturity
Conditions (original, Vietnamese): Tiền gửi có kỳ hạn (Hợp đồng tiền gửi) VND: lĩnh lãi cuối kỳ, lĩnh lãi hàng tháng, lĩnh lãi hàng quý mở tại quầy giao dị
Cross-check: Recorded from the bank's published page; no second source yet

RANK 20 HDBank Joint-stock 5.95%59,500,000 VND in interest−1.55 pts · −VND 15.5 million/bnConditions: d. Lãi suất Tiền gửi tiết kiệm Online Vikki…

receipt

Source: cdn.hdbank.com.vn
Source page read at: 22:08 on 09 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): d. Lãi suất Tiền gửi tiết kiệm Online Vikki · read from the PDF, source line: 12 tháng 5,95 · a product on the rate sheet HDBank publishes
Cross-check: Recorded from the bank's published page; no second source yet

RANK 21 ACB Joint-stock · online 5.90%59,000,000 VND in interest−1.6 pts · −VND 16 million/bnConditions: Mức gửi/ TK (triệu VND): >= 5.000…

two sources agree

Source: acb.com.vn
Source page read at: 14:27 on 12 Aug 2026 (Vietnam time)
Channel: online
Interest paid: at maturity
Conditions (original, Vietnamese): product: Tiền gửi Online; Mức gửi/ TK (triệu VND): >= 5.000
Cross-check: Confirmed by a second source

RANK 22 Agribank State-owned 5.90%59,000,000 VND in interest−1.6 pts · −VND 16 million/bnConditions: 12 Tháng

two sources agree

Source: agribank.com.vn
Source page read at: 15:06 on 11 Aug 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): 12 Tháng
Cross-check: Confirmed by a second source

RANK 23 BIDV State-owned · in branch 5.90%59,000,000 VND in interest−1.6 pts · −VND 16 million/bnConditions: by region…

two sources agree

Source: bidv.com.vn
Source page read at: 14:29 on 12 Aug 2026 (Vietnam time)
Channel: in branch
Interest paid: at maturity
Conditions (original, Vietnamese): region: Hà Nội & TP.HCM. Lãi suất nêu trên áp dụng đối với khách hàng cá nhân và chỉ mang tính tham khảo, có thể thay đổi tùy từng địa bàn. Để biết mức lãi suất cụ thể Quý khách hàng vui lòng liên hệ với Chi nhánh/Phòng Giao dịch BIDV trên cả nước.
Cross-check: Confirmed by a second source

RANK 24 VietinBank State-owned 5.90%59,000,000 VND in interest−1.6 pts · −VND 16 million/bnConditions: LÃI SUẤT HUY ĐỘNG ĐỐI VỚI CÁC KỲ HẠN

receipt

Source: vietinbank.vn
Source page read at: 22:29 on 21 Aug 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): LÃI SUẤT HUY ĐỘNG ĐỐI VỚI CÁC KỲ HẠN
Cross-check: Recorded from the bank's published page; no second source yet

RANK 25 TPBank Joint-stock 5.90%59,000,000 VND in interest−1.6 pts · −VND 16 million/bnConditions: tháng quý An Lộc Lộc thường lãi 12 kỳ kỳ…

receipt

Source: tpb.vn
Source page read at: 00:50 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): tháng quý An Lộc Lộc thường lãi 12 kỳ kỳ tháng quý 6th/lần · read from the PDF, source line: 12 tháng 4.90 5.15 5.20 5.90 5.90 4.90 5.15 5.20 5.90
Cross-check: Recorded from the bank's published page; no second source yet

RANK 26 Vietcombank State-owned · in branch 5.90%59,000,000 VND in interest−1.6 pts · −VND 16 million/bnConditions: type: Savings

two sources agree

Source: vietcombank.com.vn
Source page read at: 15:48 on 06 Aug 2026 (Vietnam time)
Channel: in branch
Interest paid: at maturity
Conditions (original, Vietnamese): type: Savings
Cross-check: Confirmed by a second source

RANK 27 Standard Chartered Joint-stock 5.75%57,500,000 VND in interest−1.75 pts · −VND 17.5 million/bnConditions: Lãi Suất Ưu Đãi Tiền Gửi Trực Tuyến VNĐ/…

receipt

Source: av.sc.com
Source page read at: 00:49 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Lãi Suất Ưu Đãi Tiền Gửi Trực Tuyến VNĐ/ · read from the PDF, source line: 12 tháng/ 5.75%
Cross-check: Recorded from the bank's published page; no second source yet

RANK 28 PVcomBank Joint-stock 5.30%53,000,000 VND in interest−2.2 pts · −VND 22 million/bnConditions: [GD Tại quầy] Tiền gửi tiết kiệm VND

receipt

Source: pvcombank.com.vn
Source page read at: 02:02 on 06 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): [GD Tại quầy] Tiền gửi tiết kiệm VND
Cross-check: Recorded from the bank's published page; no second source yet

RANK 29 Eximbank Joint-stock 5.00%50,000,000 VND in interest−2.5 pts · −VND 25 million/bnConditions: trước hàng tháng hàng quý hàng 6 tháng hàng…

receipt

Source: media.eximbank.com.vn
Source page read at: 03:12 on 23 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): trước hàng tháng hàng quý hàng 6 tháng hàng năm cuối kỳ · read from the PDF, source line: 12 tháng 4,1 4,8 4,9 4,9 5,0
Cross-check: Recorded from the bank's published page; no second source yet

RANK 30 SeABank Joint-stock 4.80%48,000,000 VND in interest−2.7 pts · −VND 27 million/bnConditions: Tiết kiệm Lĩnh lãi cuối kỳ

receipt

Source: seabank.com.vn
Source page read at: 01:01 on 21 Sep 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Tiết kiệm Lĩnh lãi cuối kỳ
Cross-check: Recorded from the bank's published page; no second source yet

RANK 31 HSBC Joint-stock 3.25%32,500,000 VND in interest−4.25 pts · −VND 42.5 million/bnConditions: Tài Khoản Tiền Gửi Có Kỳ Hạn và Tiền Gửi…

two sources agree

Source: hsbc.com.vn
Source page read at: 13:05 on 11 Aug 2026 (Vietnam time)
Interest paid: at maturity
Conditions (original, Vietnamese): Tài Khoản Tiền Gửi Có Kỳ Hạn và Tiền Gửi Tiết Kiệm
Cross-check: Confirmed by a second source

Sacombank is paying the highest 12-month rate: 7.5%/yr.
The spread between the highest and the lowest rate is 4.25 percentage points — on VND 1 billion deposited for a 12-month term that gap is worth VND 42 million in interest.
5/31 banks pay their top rate only for deposits made in the app — over the counter is usually lower.
Rates actually quoted run up to 5.1 percentage points above the published ones (PVcomBank) — see the market column.

03 From the rate tables the press publishes daily

6 banks whose own published page we cannot yet read. Not ranked with the rest.

See the press-source layer tables compiled by the press; the banks' own pages could not be read

Unit: %/yr
Channel: Online
Interest paid: At maturity
Sorted by: Bank name

12-month press-sourced rates for 6 banks with no official published source
Bank	Interest rates	Source label	Source
Bac A Bank Joint-stock	7.10	press sources read 03:29 on 25 Sep 2026 (Vietnam time)	press sources Source vietnamnet.vn Source page read at 03:29 on 25 Sep 2026 (Vietnam time) Cross-check Table compiled by the press — the bank's own published page could not be read
GPBank Recent compulsory transfer	5.55	press sources read 03:29 on 25 Sep 2026 (Vietnam time)	press sources Source vietnamnet.vn Source page read at 03:29 on 25 Sep 2026 (Vietnam time) Cross-check Table compiled by the press — the bank's own published page could not be read
KienlongBank Joint-stock	5.50	press sources read 03:29 on 25 Sep 2026 (Vietnam time)	press sources Source vietnamnet.vn Source page read at 03:29 on 25 Sep 2026 (Vietnam time) Cross-check Table compiled by the press — the bank's own published page could not be read
SCB Joint-stock	3.70	press sources read 03:29 on 25 Sep 2026 (Vietnam time)	press sources Source vietnamnet.vn Source page read at 03:29 on 25 Sep 2026 (Vietnam time) Cross-check Table compiled by the press — the bank's own published page could not be read
VietABank Joint-stock	6.10	press sources read 03:29 on 25 Sep 2026 (Vietnam time)	press sources Source vietnamnet.vn Source page read at 03:29 on 25 Sep 2026 (Vietnam time) Cross-check Table compiled by the press — the bank's own published page could not be read
Vikki Bank Recent compulsory transfer	6.10	press sources read 03:29 on 25 Sep 2026 (Vietnam time)	press sources Source vietnamnet.vn Source page read at 03:29 on 25 Sep 2026 (Vietnam time) Cross-check Table compiled by the press — the bank's own published page could not be read

Bac A Bank Joint-stock · press sources 7.10% read 25 Sep · 03:29

press sources

Source: vietnamnet.vn
Source page read at: 03:29 on 25 Sep 2026 (Vietnam time)
Cross-check: Table compiled by the press — the bank's own published page could not be read

GPBank Recent compulsory transfer · press sources 5.55% read 25 Sep · 03:29

press sources

Source: vietnamnet.vn
Source page read at: 03:29 on 25 Sep 2026 (Vietnam time)
Cross-check: Table compiled by the press — the bank's own published page could not be read

KienlongBank Joint-stock · press sources 5.50% read 25 Sep · 03:29

press sources

Source: vietnamnet.vn
Source page read at: 03:29 on 25 Sep 2026 (Vietnam time)
Cross-check: Table compiled by the press — the bank's own published page could not be read

SCB Joint-stock · press sources 3.70% read 25 Sep · 03:29

press sources

Source: vietnamnet.vn
Source page read at: 03:29 on 25 Sep 2026 (Vietnam time)
Cross-check: Table compiled by the press — the bank's own published page could not be read

VietABank Joint-stock · press sources 6.10% read 25 Sep · 03:29

press sources

Source: vietnamnet.vn
Source page read at: 03:29 on 25 Sep 2026 (Vietnam time)
Cross-check: Table compiled by the press — the bank's own published page could not be read

Vikki Bank Recent compulsory transfer · press sources 6.10% read 25 Sep · 03:29

press sources

Source: vietnamnet.vn
Source page read at: 03:29 on 25 Sep 2026 (Vietnam time)
Cross-check: Table compiled by the press — the bank's own published page could not be read

04 Market rates — every deposit tier

Records that passed the checks: bank matched, a clear number, inside a 14-day window. Banks do not publish these rates on their official pages.

See the market rates every deposit tier, with confidence label, source and read time

Unit: %/yr
Coverage: 20 rows
Deposit tier: Per record

Market rates recorded by the survey, with region and time read
Bank	Market rate	Date	Time
PVcomBankplus 2 more	10.40	07 Oct	17:59
KienlongBankplus 4 more	10.20	06 Oct	20:58
GPBankplus 25 more	9.90	07 Oct	22:40
SeABankplus 3 more	9.10	01 Oct	14:03
Vikki Bankplus 8 more	9.60	06 Oct	09:59
VietBankplus 11 more	9.50	07 Oct	17:00
ABBANKplus 10 more	9.60	29 Sep	13:19
HDBankplus 5 more	9.27	08 Oct	08:11
MSBplus 2 more	10.10	03 Oct	20:40
NCBplus 22 more	9.65	08 Oct	09:57
VPBankplus 20 more	9.50	07 Oct	18:35
BIDV	9.10	03 Oct	21:03
Vietcombank	9.08	03 Oct	21:32
SHBplus 4 more	9.50	04 Oct	21:26
MBVplus 39 more	9.87	04 Oct	21:01
TPBankplus 7 more	9.00	02 Oct	09:52
LPBankplus 3 more	9.90	04 Oct	20:56
MBplus 27 more	9.10	03 Oct	21:11
Sacombankplus 3 more	9.65	06 Oct	20:58
OCBplus 1 more	8.00	05 Oct	21:02

A further 2 rows passed the checks but could not be cross-checked against the published sheet: the term or a required condition is missing.

Market rates that could not be cross-checked against the official rate sheet, with the reason
Bank	Term	Market rate	Not cross-checked because	Date	Time
Shinhan Bank	12 months	9.20	no published rate at the same term to cross-check against	03 Oct	20:54
VIBplus 1 more	12 months	9.00	no published rate at the same term to cross-check against	05 Oct	21:29

05 Three things the percentage does not tell you

Three things to check before you choose minimum deposit · deposit channel · how interest is paid

At the same 7.5%, what you actually receive still differs. Before you choose, check the three things every rate table leaves to its footnotes:

Does the rate require a minimum deposit?

31/31 banks at the 12-month term attach a condition to their top rate — many pay it only on deposits from VND 300 million or VND 1 billion upwards. The T&C mark beside a number in the table above flags each case; tap or hover it to read the bank's own wording.

Does it apply online or at the counter?

5/31 banks in the 12-month table pay their top rate only through the app. Depositing at the counter is typically 0.1 to 0.4 percentage points lower; at this term alone, the gap between the highest and the lowest bank already runs to 4.25 percentage points.

Interest at maturity or monthly?

The table above shows rates paid at maturity. Taking the interest monthly gives a slightly smaller total in exchange for a steady cash flow. Break the term early and most banks pay only the demand rate — around 0.1%/yr for the whole time on deposit — so a 12-month term only pays off if you will not need the money before it matures.

The 12-month term against the other terms

This is the trade-off worth weighing: each row below sets the best rate in the whole table at that term against the best rate at the 12-month term (7.5%/yr, Sacombank). A longer term usually pays more but locks the money up for longer; break it early and that extra interest is lost.

The best 12-month rate compared with the other terms
Term	Highest	Bank	vs 12mo
1 months	4.75	ACB	-2.75
3 months	4.75	ACB	-2.75
6 months	7.20	OCB	-0.30
9 months	7.20	Sacombank	-0.30
13 months	7.90	Saigonbank	+0.40

Work out the interest on your own amount · See every term

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