VI EN DATA AS OF 25 Sep MARKET 08 Oct
5 recent rate changes →
  1. VPBank+0.25 pts 7mo · 22 Sep
  2. Nam A Bank-0.40 pts 13mo · 21 Sep
  3. VCBNeo-0.10 pts 1mo · 21 Sep
  4. OCB+0.70 pts 6mo · 20 Sep
  5. TPBank+0.55 pts 1mo · 20 Sep
  6. MEDIAN 12mo 6.25% 31 banks
  7. CURVE PEAK 12mo market layer

Data edition 22 Sep 2026 · read 17 days ago

Interest rates Public Bank

Ngân hàng Public Bank Việt Nam

Published rates

Highest published rate · 12 months

6.60%/yr

66,000,000 VND in interest at maturity

above 3,500,000 VND compared with the market median (6.25%/yr)

A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against publicbank.com.vn

Mức niêm yết cao nhất của Public Bank hôm nay là 6.60%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 66,000,000 đ tiền lãi.

Cross-checked at source: publicbank.com.vn .

3-month term
4.75%/yr 0.06 pts above the market median
6-month term
6.10%/yr level with the market median
12-month term
6.60%/yr 0.35 pts above the market median

Term curve

The highest rate Public Bank publishes at each term · vertical axis 4.75–6.8 %/yr · horizontal axis ordered by term

1mo 2mo 3mo 4mo 5mo 6mo 7mo 8mo 9mo 10mo 11mo 12mo 13mo 14mo 15mo 16mo 17mo 48mo 60mo

How much interest would you earn at Public Bank?

Simple interest, paid at maturity, using the highest rate at each term in the sheet.

6-month term · 6.10%

100,000,000 VND
+3,050,000 VND
500,000,000 VND
+15,250,000 VND
1,000,000,000 VND
+30,500,000 VND

12-month term · 6.60%

100,000,000 VND
+6,600,000 VND
500,000,000 VND
+33,000,000 VND
1,000,000,000 VND
+66,000,000 VND

Another amount: open the interest calculator →

02 Public Bank savings rates

One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 98 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.

Full rate sheet 98 rows · every channel, payout option and condition
Public Bank deposit rates by term
TermInterest rates Channel Interest paid Conditions Source
No fixed term 0.10 — at maturity Demand deposits
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Demand deposits
Cross-check
Confirmed by a second source
1 month 4.75 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
4.75 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
4.75 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
4.75 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
2 months 4.75 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
4.75 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
4.75 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
4.75 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
3 months 4.75 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
4.75 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
4.75 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
4.75 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
4 months 4.75 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
4.75 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
4.75 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
4.75 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
5 months 4.75 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
4.75 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
4.75 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
4.75 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
6 months 6.10 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.10 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.00 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
7 months 6.10 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.10 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.00 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
8 months 6.10 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.10 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.00 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
9 months 6.30 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.30 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.20 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.20 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.20 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
10 months 6.30 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.30 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.20 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.20 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.20 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
11 months 6.30 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.30 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.20 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.20 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.20 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
12 months 6.60 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.60 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.50 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.50 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.50 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
13 months 6.80 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.80 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.70 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.70 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.70 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
14 months 6.80 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.80 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.70 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.70 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.70 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
15 months 6.80 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.80 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.70 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.70 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.70 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
16 months 6.80 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.80 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.70 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.70 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.70 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
17 months 6.80 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.80 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.70 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.70 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.70 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
18 months 7.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
7.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
7.00 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
7.00 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
24 months 6.50 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.50 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.50 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
6.50 in branch at maturity Savings deposit
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Savings deposit
Cross-check
Confirmed by a second source
36 months 6.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.00 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
48 months 6.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.00 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
60 months 6.00 — at maturity LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI…
receipt
Source
publicbank.com.vn
Source page read at
23:23 on 22 Sep 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
LÃI SUẤT TIỀN GỬI CÓ KỲ HẠN VÀ TIỀN GỬI TIẾT KIỆM - PLUS
Cross-check
Recorded from the bank's published page; no second source yet
6.00 in branch at maturity Tiền gửi kỳ hạn
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi kỳ hạn
Cross-check
Confirmed by a second source
6.00 online at maturity Tiền gửi tiết kiệm trực tuyến
two sources agree
Source
publicbank.com.vn
Source page read at
13:44 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm trực tuyến
Cross-check
Confirmed by a second source
  1. Public Bank pays 6.6%/yr on the 12-month term.
  2. Public Bank publishes 22 terms, from 1 to 60 months.

03 Public Bank loan rates

Only rates for individual customers are shown. Banks list several rates by customer segment and drawdown date, so the table below gives a range rather than a single figure.

Public Bank lending rates by type
Rate typeRate NotesSource
Average lending rate 5.27–8.55 4 published rates · Tất cả các khoản vay ngắn hạn
receipt
Source
publicbank.com.vn
Source page read at
13:12 on 11 Aug 2026 (Vietnam time)
Cross-check
Recorded from the bank's published page; no second source yet

The base rate is what the floating rate is computed from once the promotional period ends, plus a spread of usually 3–4%/yr. That is the number that decides the cost of a long-term loan, not the first-year promotional rate the bank advertises.

Lãi suất ngân hàng khác

Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.

Sacombank 7.50% OCB 7.40% LPBank 7.20% Saigonbank 7.20% UOB 7.20% Bac A Bank 7.10% PGBank 7.10% MBV 7.00% BVBank 6.90% VCBNeo 6.80% CIMB 6.60% Nam A Bank 6.60% SHB 6.50% MB 6.40% NCB 6.40% Techcombank 6.25% VPBank 6.25% VietABank 6.10% VietBank 6.10% Vikki Bank 6.10% ABBANK 6.05% HDBank 5.95% ACB 5.90% Agribank 5.90% BIDV 5.90% TPBank 5.90% Vietcombank 5.90% VietinBank 5.90% HSBC 5.75% Standard Chartered 5.75% GPBank 5.55% KienlongBank 5.50% PVcomBank 5.30% Eximbank 5.00% SeABank 4.80% SCB 3.70% MSB Shinhan Bank VIB

The figures are collected automatically from Public Bank's own published pages and checked against a rule set before publication. We are not affiliated with Public Bank and take no commission from the bank. See how we collect these numbers.

Follow interest rates