Data edition 21 Sep 2026 · read 18 days ago
Interest rates Standard Chartered
Ngân hàng Standard Chartered Việt Nam
Published rates
Highest published rate · 12 months
5.75%/yr
57,500,000 VND in interest at maturity
below 5,000,000 VND compared with the market median (6.25%/yr)
A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against av.sc.com
Mức niêm yết cao nhất của Standard Chartered hôm nay là 5.75%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 57,500,000 đ tiền lãi.
Cross-checked at source: sc.com .
- 3-month term
- 4.25%/yr 0.44 pts below the market median
- 6-month term
- 5.01%/yr 1.09 pts below the market median
- 12-month term
- 5.75%/yr 0.5 pts below the market median
Term curve
The highest rate Standard Chartered publishes at each term · vertical axis 3.89–5.75 %/yr · horizontal axis ordered by term
How much interest would you earn at Standard Chartered?
Simple interest, paid at maturity, using the highest rate at each term in the sheet.
6-month term · 5.01%
- 100,000,000 VND
- +2,505,000 VND
- 500,000,000 VND
- +12,525,000 VND
- 1,000,000,000 VND
- +25,050,000 VND
12-month term · 5.75%
- 100,000,000 VND
- +5,750,000 VND
- 500,000,000 VND
- +28,750,000 VND
- 1,000,000,000 VND
- +57,500,000 VND
Another amount: open the interest calculator →
02 Standard Chartered savings rates
One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 21 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.
Full rate sheet 21 rows · every channel, payout option and condition
| Term | Interest rates | Channel | Interest paid | Conditions | Source |
|---|---|---|---|---|---|
| 1 month | 3.89 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 3.89 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 2 months | 3.99 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 3.99 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 3 months | 4.25 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 4.25 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 6 months | 5.01 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 5.01 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 9 months | 5.25 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 5.25 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 12 months | 5.75 | — | at maturity | Lãi Suất Ưu Đãi Tiền Gửi Trực Tuyến VNĐ/… | receipt
|
| 5.75 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 18 months | 5.75 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 5.75 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 20 months | 5.50 | — | at maturity | Tiền Gửi Linh Họat/ Tiết Kiệm Có Kỳ Hạn/… | receipt
|
| 24 months | 5.75 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 5.75 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 30 months | 5.75 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 5.75 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
|
| 36 months | 5.75 | — | at maturity | Tiền Gửi Có Kỳ Hạn Trực Tuyến/ Online Flexi… | receipt
|
| 5.75 | online | at maturity | Online Flexi Term Deposit, tính lãi trên cơ… | two sources agree
|
- Standard Chartered pays 5.75%/yr on the 12-month term.
- Standard Chartered publishes 11 terms, from 1 to 36 months.
- Standard Chartered's base lending rate is 5.1%/yr — this is the rate the floating interest is computed from once the promotional period ends, plus a margin of 3–4%/yr.
- Gap between the base lending rate and the 12-month deposit rate: -0.65 percentage points.
03 Standard Chartered loan rates
Only rates for individual customers are shown. Banks list several rates by customer segment and drawdown date, so the table below gives a range rather than a single figure.
| Rate type | Rate | Notes | Source |
|---|---|---|---|
| Reference rate | 5.1 | kỳ hạn từ 1 tháng đến 12 tháng bằng VNĐ là… | receipt
|
The base rate is what the floating rate is computed from once the promotional period ends, plus a spread of usually 3–4%/yr. That is the number that decides the cost of a long-term loan, not the first-year promotional rate the bank advertises.
Lãi suất ngân hàng khác
Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.
Sacombank 7.50% OCB 7.40% LPBank 7.20% Saigonbank 7.20% UOB 7.20% Bac A Bank 7.10% PGBank 7.10% MBV 7.00% BVBank 6.90% VCBNeo 6.80% CIMB 6.60% Nam A Bank 6.60% Public Bank 6.60% SHB 6.50% MB 6.40% NCB 6.40% Techcombank 6.25% VPBank 6.25% VietABank 6.10% VietBank 6.10% Vikki Bank 6.10% ABBANK 6.05% HDBank 5.95% ACB 5.90% Agribank 5.90% BIDV 5.90% TPBank 5.90% Vietcombank 5.90% VietinBank 5.90% HSBC 5.75% GPBank 5.55% KienlongBank 5.50% PVcomBank 5.30% Eximbank 5.00% SeABank 4.80% SCB 3.70% MSB Shinhan Bank VIB
The figures are collected automatically from Standard Chartered's own published pages and checked against a rule set before publication. We are not affiliated with Standard Chartered and take no commission from the bank. See how we collect these numbers.