VI EN DATA AS OF 26 Oct MARKET 31 Oct
5 recent rate changes →
  1. SHB-0.50 pts 6mo · 26 Oct
  2. PVcomBank+1.85 pts 1mo · 25 Oct
  3. ACB-0.75 pts 5mo · 25 Oct
  4. LPBank-0.60 pts 13mo · 25 Oct
  5. TPBank-0.55 pts 1mo · 25 Oct
  6. MEDIAN 12mo 6.07% 32 banks
  7. CURVE PEAK 7mo market layer

Data edition 25 Oct 2026 · read 7 days ago

Interest rates Shinhan Bank

Ngân hàng Shinhan Việt Nam

Published rates

Highest published rate · 12 months

4.20%/yr

42,000,000 VND in interest at maturity

below 19,000,000 VND compared with the market median (6.10%/yr)

A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against shinhan.com.vn

Mức niêm yết cao nhất của Shinhan Bank hôm nay là 4.20%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.10%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 42,000,000 đ tiền lãi.

Cross-checked at source: shinhan.com.vn .

3-month term
2.30%/yr 2.3 pts below the market median
6-month term
5.40%/yr 0.65 pts below the market median
12-month term
4.20%/yr 1.9 pts below the market median

Term curve

The highest rate Shinhan Bank publishes at each term · vertical axis 2–5.4 %/yr · horizontal axis ordered by term

1mo 2mo 3mo 4mo 5mo 6mo 9mo 12mo 60mo

How much interest would you earn at Shinhan Bank?

Simple interest, paid at maturity, using the highest rate at each term in the sheet.

6-month term · 5.40%

100,000,000 VND
+2,700,000 VND
500,000,000 VND
+13,500,000 VND
1,000,000,000 VND
+27,000,000 VND

12-month term · 4.20%

100,000,000 VND
+4,200,000 VND
500,000,000 VND
+21,000,000 VND
1,000,000,000 VND
+42,000,000 VND

Another amount: open the interest calculator →

02 Shinhan Bank savings rates

One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 12 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.

Full rate sheet 12 rows · every channel, payout option and condition
Shinhan Bank deposit rates by term
TermInterest rates Channel Interest paid Conditions Source
1 month 2.00 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 1 month
Cross-check
Recorded from the bank's published page; no second source yet
2 months 2.00 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 2 months
Cross-check
Recorded from the bank's published page; no second source yet
3 months 2.30 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 3 months
Cross-check
Recorded from the bank's published page; no second source yet
4 months 2.30 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 4 months
Cross-check
Recorded from the bank's published page; no second source yet
5 months 2.30 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 5 months
Cross-check
Recorded from the bank's published page; no second source yet
6 months 5.40 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 6 months
Cross-check
Recorded from the bank's published page; no second source yet
9 months 5.40 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 9 months
Cross-check
Recorded from the bank's published page; no second source yet
12 months 4.20 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 12 months
Cross-check
Recorded from the bank's published page; no second source yet
18 months 4.50 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 18 months
Cross-check
Recorded from the bank's published page; no second source yet
24 months 4.50 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 24 months
Cross-check
Recorded from the bank's published page; no second source yet
36 months 4.50 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 36 months
Cross-check
Recorded from the bank's published page; no second source yet
60 months 4.50 — at maturity Tiền gửi tiết kiệm, tiền gửi có kỳ hạn…
receipt
Source
shinhan.com.vn
Source page read at
10:54 on 25 Oct 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
Tiền gửi tiết kiệm, tiền gửi có kỳ hạn, chứng chỉ tiền gửi · 60 months
Cross-check
Recorded from the bank's published page; no second source yet
  1. Shinhan Bank pays 4.2%/yr on the 12-month term.
  2. Shinhan Bank publishes 12 terms, from 1 to 60 months.

03 Shinhan Bank loan rates

We have not been able to read Shinhan Bank's loan rate sheet. Banks are not required to publish loan rates, and most only say "attractive rates" and invite a phone call. See the loan rate table for all banks →

Lãi suất ngân hàng khác

Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.

The figures are collected automatically from Shinhan Bank's own published pages and checked against a rule set before publication. We are not affiliated with Shinhan Bank and take no commission from the bank. See how we collect these numbers.

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