VI EN DATA AS OF 25 Sep MARKET 08 Oct
5 recent rate changes →
  1. VPBank+0.25 pts 7mo · 22 Sep
  2. Nam A Bank-0.40 pts 13mo · 21 Sep
  3. VCBNeo-0.10 pts 1mo · 21 Sep
  4. OCB+0.70 pts 6mo · 20 Sep
  5. TPBank+0.55 pts 1mo · 20 Sep
  6. MEDIAN 12mo 6.25% 31 banks
  7. CURVE PEAK 12mo market layer

Data edition 08 Oct 2026

Interest rates MBV

Ngân hàng TNHH MTV Việt Nam Hiện Đại (OceanBank cũ)

Market rate

Highest market rate · 12 months · recorded 04 Oct

9.87%/yr +2.87 pts

70,000,000–98,700,000 VND in interest at maturity

if the bank applies this rate to your VND 1 billion deposit

Deposit tier
not stated
Region
not stated
Source
Multi-source survey · sources: 82 · read 04 Oct · 21:01

The bank does not publish this rate on its official site — this is a market rate, not a published rate.

Published rates

Highest published rate · 12 months

in branch

7.00%/yr

70,000,000 VND in interest at maturity

above 7,500,000 VND compared with the market median (6.25%/yr)

A deposit of VND 1 billion · 12 months · interest paid at maturity · cross-checked against mbv.com.vn

Mức niêm yết cao nhất của MBV hôm nay là 7.00%/năm, kỳ hạn 12 tháng. Trung vị thị trường cùng kỳ hạn là 6.25%/năm. Gửi 1 tỷ đồng 12 tháng ở mức này nhận khoảng 70,000,000 đ tiền lãi.

Cross-checked at source: mbv.com.vn .

3-month term
4.75%/yr 0.06 pts above the market median
6-month term
7.00%/yr 0.9 pts above the market median
12-month term
7.00%/yr 0.75 pts above the market median

Term curve

The highest rate MBV publishes at each term · vertical axis 4.6–7 %/yr · horizontal axis ordered by term

1mo 3mo 6mo 12mo

How much interest would you earn at MBV?

Simple interest, paid at maturity, using the highest rate at each term in the sheet.

6-month term · 7.00%

100,000,000 VND
+3,500,000 VND
500,000,000 VND
+17,500,000 VND
1,000,000,000 VND
+35,000,000 VND

12-month term · 7.00%

100,000,000 VND
+7,000,000 VND
500,000,000 VND
+35,000,000 VND
1,000,000,000 VND
+70,000,000 VND

Another amount: open the interest calculator →

01 Market rates actually quoted at MBV

Only records that clear the automated gate appear here — the bank identified, the figure explicit, the post still inside the 14-day window. These are the rates depositors and bank staff share publicly — MBV does not publish this rate on its own site — so they sit in a separate evidence layer and are never mixed into the published rates above.

105 rows can be matched against the rate MBV publishes for the same term. Each row states the deposit tier, the region, the confidence label and the time the post was read.

Market rates recorded by the survey, with region and time read
Term Market rate Date Time
6 months 9.02 07 Oct 22:22
6 months 9.50 07 Oct 22:22
6 months 9.02 07 Oct 21:53
6 months 9.02 07 Oct 22:32
6 months 9.52 03 Oct 20:56
6 months 9.10 04 Oct 21:00
6 months 9.02 03 Oct 21:28
6 months 8.90 04 Oct 21:25
6 months 9.60 03 Oct 20:46
6 months 9.02 05 Oct 21:02
6 months 8.90 06 Oct 21:12
6 months 8.75 03 Oct 21:06
6 months 9.02 03 Oct 21:28
6 months 9.02 07 Oct 22:22
6 months 9.00 05 Oct 21:43
6 months 9.04 05 Oct 21:20
6 months 9.04 04 Oct 21:28
6 months 9.00 07 Oct 22:32
6 months 9.60 03 Oct 20:51
6 months 9.04 04 Oct 21:28
6 months 9.02 07 Oct 21:36
6 months 9.04 04 Oct 21:28
6 months 9.02conditional maximum 07 Oct 22:05
6 months 9.52 06 Oct 21:12
6 months 9.30 07 Oct 21:36
6 months 9.02 07 Oct 22:08
6 months 9.02 02 Oct 21:42
6 months 9.62 03 Oct 20:56
6 months 9.50 07 Oct 22:08
6 months 9.50conditional maximum 06 Oct 20:58
6 months 9.02 03 Oct 21:28
6 months 9.36conditional maximum 06 Oct 21:12
6 months 9.10 07 Oct 22:32
6 months 9.30 02 Oct 11:22
6 months 9.02 02 Oct 11:04
6 months 9.64 07 Oct 22:31
6 months 9.62 29 Sep 23:00
6 months 9.02 03 Oct 19:47
6 months 9.02 05 Oct 10:12
6 months 9.02 05 Oct 21:10
6 months 9.02 07 Oct 21:36
6 months 9.02 07 Oct 22:22
6 months 8.20 05 Oct 21:43
6 months 8.90 07 Oct 21:36
12 monthsplus 1 more 9.04 07 Oct 22:22
12 monthsplus 1 more 9.50 07 Oct 22:22
12 monthsplus 1 more 9.04 07 Oct 21:53
12 monthsplus 1 more 9.04 07 Oct 22:32
12 months 9.30 04 Oct 21:00
12 monthsplus 1 more 9.02 03 Oct 21:28
12 monthsplus 1 more 9.60 04 Oct 21:25
12 monthsplus 1 more 9.60 03 Oct 20:46
12 monthsplus 1 more 9.60 05 Oct 21:20
12 months 9.00 03 Oct 21:08
12 monthsplus 1 more 9.04 03 Oct 21:25
12 months 9.11 05 Oct 21:28
12 months 9.11 03 Oct 21:28
12 months 9.11 07 Oct 22:22
12 months 9.10 03 Oct 21:08
12 monthsplus 1 more 9.38 05 Oct 21:20
12 months 9.40 04 Oct 21:26
12 months 9.10 07 Oct 22:22
12 monthsplus 1 more 9.50 07 Oct 22:22
12 monthsplus 1 more 9.60 03 Oct 20:51
12 months 9.23 03 Oct 20:45
12 months 9.22 07 Oct 21:36
12 months 9.62 06 Oct 20:58
12 months 8.77conditional maximum 07 Oct 22:05
12 monthsplus 1 more 9.52 06 Oct 21:12
12 months 9.50 07 Oct 12:01
12 monthsplus 1 more 9.60 04 Oct 21:16
12 months 9.50conditional maximum 06 Oct 20:58
12 monthsplus 1 more 9.50 07 Oct 22:08
12 months 9.22 03 Oct 21:28
12 months 9.50 03 Oct 20:57
12 months 9.50 07 Oct 22:22
12 months 9.50 03 Oct 21:24
12 months 9.87 04 Oct 21:01
12 months 9.11 30 Sep 13:42
12 monthsplus 1 more 9.04 05 Oct 21:10
12 monthsplus 1 more 9.04 07 Oct 21:36
12 monthsplus 1 more 9.04 07 Oct 22:22
12 months 8.20 05 Oct 21:42
12 months 9.00 07 Oct 21:36
18 months 9.40 05 Oct 21:21
24 months 9.50 05 Oct 21:27
36 months 9.46 07 Oct 22:39

A further 147 rows clear the gate but cannot yet be matched against the published rate sheet: the term or a necessary condition is missing.

Market rates that could not be cross-checked against the official rate sheet, with the reason
Term Market rate Not cross-checked because Date Time
not stated 9.46 the post states no term — it cannot be cross-checked against a published rate 07 Oct 12:46
not stated 9.50conditional maximum the post states no term — it cannot be cross-checked against a published rate 06 Oct 09:59
not stated 9.62conditional maximum the post states no term — it cannot be cross-checked against a published rate 08 Oct 16:37
not stated 9.04 the post states no term — it cannot be cross-checked against a published rate 07 Oct 19:53
not stated 9.16 the post states no term — it cannot be cross-checked against a published rate 07 Oct 19:53
not stated 9.50 the post states no term — it cannot be cross-checked against a published rate 07 Oct 22:22
not stated 9.02 the post states no term — it cannot be cross-checked against a published rate 06 Oct 18:33
not stated 9.00 the post states no term — it cannot be cross-checked against a published rate 06 Oct 21:03
not stated 9.10 the post states no term — it cannot be cross-checked against a published rate 06 Oct 21:03
not stated 9.30 the post states no term — it cannot be cross-checked against a published rate 06 Oct 21:03
not stated 9.46conditional maximum the post states no term — it cannot be cross-checked against a published rate 07 Oct 17:00
not stated 9.16 the post states no term — it cannot be cross-checked against a published rate 08 Oct 10:11
not stated 9.62conditional maximum the post states no term — it cannot be cross-checked against a published rate 05 Oct 11:53
not stated 9.36 the post states no term — it cannot be cross-checked against a published rate 02 Oct 15:56
not stated 9.52 the post states no term — it cannot be cross-checked against a published rate 02 Oct 15:56
not stated 9.52 the post states no term — it cannot be cross-checked against a published rate 01 Oct 21:53
not stated 9.04 the post states no term — it cannot be cross-checked against a published rate 05 Oct 09:40
not stated 9.16 the post states no term — it cannot be cross-checked against a published rate 05 Oct 09:40
not stated 9.36 the post states no term — it cannot be cross-checked against a published rate 02 Oct 16:00
not stated 9.62conditional maximum the post states no term — it cannot be cross-checked against a published rate 05 Oct 13:09
not stated 9.02 the post states no term — it cannot be cross-checked against a published rate 02 Oct 17:15
not stated 9.16 the post states no term — it cannot be cross-checked against a published rate 02 Oct 17:15
5 months 3.21 no published rate at the same term to cross-check against 05 Oct 21:19
7 months 8.90 no published rate at the same term to cross-check against 07 Oct 21:43
7 months 9.00 no published rate at the same term to cross-check against 07 Oct 21:43
7 months 9.10 no published rate at the same term to cross-check against 07 Oct 21:43
7 months 9.50 no published rate at the same term to cross-check against 07 Oct 21:43
7 months 9.50conditional maximum no published rate at the same term to cross-check against 06 Oct 20:58
7 months 8.90 no published rate at the same term to cross-check against 07 Oct 22:22
7 months 8.93 no published rate at the same term to cross-check against 03 Oct 21:06
7 months 9.04 no published rate at the same term to cross-check against 03 Oct 21:06
7 months 9.04 no published rate at the same term to cross-check against 03 Oct 21:06
7 months 8.90 no published rate at the same term to cross-check against 05 Oct 20:59
7 months 8.90 no published rate at the same term to cross-check against 05 Oct 21:42
7 months 9.00 no published rate at the same term to cross-check against 05 Oct 21:10
8 months 9.50conditional maximum no published rate at the same term to cross-check against 06 Oct 20:58
8 months 9.00 no published rate at the same term to cross-check against 07 Oct 22:22
8 months 9.50 no published rate at the same term to cross-check against 05 Oct 20:59
8 months 8.90 no published rate at the same term to cross-check against 03 Oct 20:56
8 months 9.00 no published rate at the same term to cross-check against 05 Oct 21:07
8 months 9.10 no published rate at the same term to cross-check against 03 Oct 20:56
8 months 8.20 no published rate at the same term to cross-check against 05 Oct 20:59
8 months 9.00 no published rate at the same term to cross-check against 05 Oct 21:42
8 months 9.10 no published rate at the same term to cross-check against 05 Oct 20:59
9 monthsplus 1 more 9.64 no published rate at the same term to cross-check against 07 Oct 22:31
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 22:22
9 months 9.30 no published rate at the same term to cross-check against 07 Oct 21:43
9 months 9.00 no published rate at the same term to cross-check against 07 Oct 21:43
9 months 9.10 no published rate at the same term to cross-check against 07 Oct 21:43
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 21:53
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 22:22
9 months 9.30 no published rate at the same term to cross-check against 07 Oct 22:32
9 monthsplus 1 more 9.30 no published rate at the same term to cross-check against 07 Oct 21:36
9 months 8.90 no published rate at the same term to cross-check against 07 Oct 21:36
9 months 9.50 no published rate at the same term to cross-check against 07 Oct 22:22
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 21:36
9 months 9.50conditional maximum no published rate at the same term to cross-check against 06 Oct 20:58
9 monthsplus 1 more 9.50 no published rate at the same term to cross-check against 07 Oct 22:22
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 21:36
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 22:22
9 months 9.50 no published rate at the same term to cross-check against 07 Oct 22:08
9 months 9.04 no published rate at the same term to cross-check against 07 Oct 22:32
9 months 9.04conditional maximum no published rate at the same term to cross-check against 07 Oct 22:05
9 months 9.04 no published rate at the same term to cross-check against 02 Oct 11:04
9 months 9.04 no published rate at the same term to cross-check against 03 Oct 19:47
9 months 9.04 no published rate at the same term to cross-check against 02 Oct 13:16
9 months 9.04 no published rate at the same term to cross-check against 02 Oct 21:42
9 monthsplus 1 more 9.60 no published rate at the same term to cross-check against 03 Oct 20:46
9 months 9.60 no published rate at the same term to cross-check against 05 Oct 21:20
9 months 9.60 no published rate at the same term to cross-check against 04 Oct 21:16
9 months 9.04 no published rate at the same term to cross-check against 03 Oct 21:25
9 months 9.04 no published rate at the same term to cross-check against 04 Oct 21:28
9 months 9.21 no published rate at the same term to cross-check against 03 Oct 20:57
9 months 9.10 no published rate at the same term to cross-check against 04 Oct 21:00
9 monthsplus 1 more 9.52 no published rate at the same term to cross-check against 06 Oct 21:12
9 monthsplus 1 more 9.60 no published rate at the same term to cross-check against 03 Oct 20:51
9 months 9.04 no published rate at the same term to cross-check against 05 Oct 21:10
9 months 9.38 no published rate at the same term to cross-check against 05 Oct 21:20
9 months 9.04 no published rate at the same term to cross-check against 04 Oct 21:28
9 monthsplus 1 more 9.02 no published rate at the same term to cross-check against 03 Oct 21:28
9 months 9.04 no published rate at the same term to cross-check against 03 Oct 21:28
9 months 9.21 no published rate at the same term to cross-check against 03 Oct 21:28
9 months 9.60 no published rate at the same term to cross-check against 04 Oct 21:25
9 months 9.10 no published rate at the same term to cross-check against 05 Oct 21:10
9 months 8.20 no published rate at the same term to cross-check against 05 Oct 21:42
10 months 9.50 no published rate at the same term to cross-check against 07 Oct 22:32
10 months 9.00 no published rate at the same term to cross-check against 07 Oct 22:32
10 months 9.10 no published rate at the same term to cross-check against 07 Oct 22:32
10 months 9.00 no published rate at the same term to cross-check against 06 Oct 21:12
10 months 9.10 no published rate at the same term to cross-check against 06 Oct 21:12
10 months 9.30 no published rate at the same term to cross-check against 07 Oct 21:52
10 months 9.50conditional maximum no published rate at the same term to cross-check against 06 Oct 20:58
10 months 9.00 no published rate at the same term to cross-check against 07 Oct 22:22
10 months 8.20 no published rate at the same term to cross-check against 07 Oct 21:45
10 months 9.10 no published rate at the same term to cross-check against 07 Oct 21:52
10 months 9.50 no published rate at the same term to cross-check against 05 Oct 21:07
10 months 8.20 no published rate at the same term to cross-check against 05 Oct 21:43
11 months 9.00 no published rate at the same term to cross-check against 07 Oct 21:43
11 months 9.10 no published rate at the same term to cross-check against 07 Oct 21:43
11 months 9.30 no published rate at the same term to cross-check against 07 Oct 21:43
11 months 9.50conditional maximum no published rate at the same term to cross-check against 06 Oct 20:58
11 months 9.50 no published rate at the same term to cross-check against 07 Oct 21:43
11 months 9.10 no published rate at the same term to cross-check against 07 Oct 22:22
11 months 9.00 no published rate at the same term to cross-check against 05 Oct 21:08
11 months 9.10 no published rate at the same term to cross-check against 05 Oct 21:42
13 months 8.93 no published rate at the same term to cross-check against 07 Oct 22:22
13 months 9.46 no published rate at the same term to cross-check against 07 Oct 22:22
13 months 9.46 no published rate at the same term to cross-check against 07 Oct 22:32
13 months 8.93 no published rate at the same term to cross-check against 07 Oct 21:53
13 months 9.16 no published rate at the same term to cross-check against 07 Oct 22:22
13 months 9.30 no published rate at the same term to cross-check against 06 Oct 21:03
13 months 9.46conditional maximum no published rate at the same term to cross-check against 07 Oct 22:22
13 months 8.93 no published rate at the same term to cross-check against 07 Oct 21:36
13 months 9.50conditional maximum no published rate at the same term to cross-check against 06 Oct 20:58
13 months 9.28 no published rate at the same term to cross-check against 07 Oct 21:36
13 months 8.93 no published rate at the same term to cross-check against 07 Oct 22:22
13 months 8.93 no published rate at the same term to cross-check against 07 Oct 22:32
13 months 9.16conditional maximum no published rate at the same term to cross-check against 07 Oct 22:05
13 months 9.16 no published rate at the same term to cross-check against 30 Sep 13:42
13 months 9.90 no published rate at the same term to cross-check against 05 Oct 21:02
13 months 9.38 no published rate at the same term to cross-check against 03 Oct 20:46
13 months 9.50 no published rate at the same term to cross-check against 03 Oct 20:41
13 months 9.50 no published rate at the same term to cross-check against 03 Oct 20:41
13 months 9.30 no published rate at the same term to cross-check against 05 Oct 21:28
13 months 9.00 no published rate at the same term to cross-check against 03 Oct 21:06
13 months 9.28 no published rate at the same term to cross-check against 04 Oct 21:28
13 months 9.46 no published rate at the same term to cross-check against 05 Oct 21:02
13 months 9.40 no published rate at the same term to cross-check against 03 Oct 21:26
13 months 9.28 no published rate at the same term to cross-check against 04 Oct 21:00
13 months 9.11 no published rate at the same term to cross-check against 03 Oct 21:26
13 months 9.00 no published rate at the same term to cross-check against 03 Oct 21:06
13 months 8.76 no published rate at the same term to cross-check against 03 Oct 21:28
13 months 9.16 no published rate at the same term to cross-check against 03 Oct 21:28
13 months 9.40 no published rate at the same term to cross-check against 03 Oct 21:28
13 months 9.50 no published rate at the same term to cross-check against 04 Oct 21:25
13 months 9.46 no published rate at the same term to cross-check against 04 Oct 21:26
13 months 9.22 no published rate at the same term to cross-check against 05 Oct 21:28
15 months 9.28 no published rate at the same term to cross-check against 03 Oct 21:06
48 months 9.30 no published rate at the same term to cross-check against 04 Oct 21:18
60 months 9.46 no published rate at the same term to cross-check against 04 Oct 21:18

02 MBV savings rates

One term can carry several different rates depending on the deposit channel, the payout option, the deposit tier and the customer group. The table keeps all 23 rows rather than collapsing them into one representative figure — the Conditions column says who each rate applies to.

Full rate sheet 23 rows · every channel, payout option and condition
MBV deposit rates by term
TermInterest rates Channel Interest paid Conditions Source
1 month 4.60 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
4.60 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
4.50 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
4.50 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
3 months 4.75 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
4.75 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
4.75 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
6 months 7.00 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
7.00 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
6.50 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
6.50 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
12 months 7.00 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
7.00 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
7.00 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
18 months 7.00 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
7.00 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
7.00 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
24 months 7.00 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
7.00 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
7.00 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
36 months 7.00 in branch at maturity Trả lãi cuối kỳ tại quầy
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
in branch
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ tại quầy
Cross-check
Confirmed by a second source
7.00 online at maturity Trả lãi cuối kỳ Online
two sources agree
Source
mbv.com.vn
Source page read at
13:45 on 11 Aug 2026 (Vietnam time)
Channel
online
Interest paid
at maturity
Conditions (original, Vietnamese)
Trả lãi cuối kỳ Online
Cross-check
Confirmed by a second source
7.00 — at maturity BIỂU LÃI SU…
receipt
Source
mbv.com.vn
Source page read at
16:10 on 06 Aug 2026 (Vietnam time)
Interest paid
at maturity
Conditions (original, Vietnamese)
I. BIỂU LÃI SU
Cross-check
Recorded from the bank's published page; no second source yet
  1. MBV pays 7%/yr on the 12-month term.
  2. MBV publishes 7 terms, from 1 to 36 months.
  3. MBV's base lending rate is 7.5%/yr — this is the rate the floating interest is computed from once the promotional period ends, plus a margin of 3–4%/yr.
  4. Gap between the base lending rate and the 12-month deposit rate: 0.5 percentage points.

03 MBV loan rates

Only rates for individual customers are shown. Banks list several rates by customer segment and drawdown date, so the table below gives a range rather than a single figure.

MBV lending rates by type
Rate typeRate NotesSource
Reference rate 7.5–9.6 5 published rates · đọc lớp chữ của PDF bằng model, hai lượt…
receipt
Source
storage.mbv.com.vn
Source page read at
00:48 on 21 Sep 2026 (Vietnam time)
Cross-check
Recorded from the bank's published page; no second source yet

The base rate is what the floating rate is computed from once the promotional period ends, plus a spread of usually 3–4%/yr. That is the number that decides the cost of a long-term loan, not the first-year promotional rate the bank advertises.

Lãi suất ngân hàng khác

Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.

Sacombank 7.50% OCB 7.40% LPBank 7.20% Saigonbank 7.20% UOB 7.20% Bac A Bank 7.10% PGBank 7.10% BVBank 6.90% VCBNeo 6.80% CIMB 6.60% Nam A Bank 6.60% Public Bank 6.60% SHB 6.50% MB 6.40% NCB 6.40% Techcombank 6.25% VPBank 6.25% VietABank 6.10% VietBank 6.10% Vikki Bank 6.10% ABBANK 6.05% HDBank 5.95% ACB 5.90% Agribank 5.90% BIDV 5.90% TPBank 5.90% Vietcombank 5.90% VietinBank 5.90% HSBC 5.75% Standard Chartered 5.75% GPBank 5.55% KienlongBank 5.50% PVcomBank 5.30% Eximbank 5.00% SeABank 4.80% SCB 3.70% MSB Shinhan Bank VIB

MBV priority banking requirements

Khách hàng cá nhân ưu tiên (KH Premier)

—No public threshold found

1 đặc quyền
  • có biểu phí dịch vụ riêng cho KH Premier (hiệu lực từ 10/12/2025)

Verified · Source · published 11 Dec 2025 · checked 18 Sep 2026

Compare priority thresholds at 23 banks →

The figures are collected automatically from MBV's own published pages and checked against a rule set before publication. We are not affiliated with MBV and take no commission from the bank. See how we collect these numbers.

Follow interest rates