Data edition 08 Oct 2026 · press sources
Interest rates VIB
Ngân hàng TMCP Quốc tế Việt Nam
Published rates
Highest per press coverage · 18 months
online
5.90%/yr
88,500,000 VND in interest at maturity
below 3,750,000 VND compared with the market median (6.15%/yr)
A deposit of VND 1 billion · 18 months · interest paid at maturity · cross-checked against vietnamnet.vn
Mức niêm yết cao nhất của VIB hôm nay là 5.90%/năm, kỳ hạn 18 tháng. Trung vị thị trường cùng kỳ hạn là 6.15%/năm. Gửi 1 tỷ đồng 18 tháng ở mức này nhận khoảng 88,500,000 đ tiền lãi.
Note:Press-sourced. The figures on this page are taken from the deposit rate tables compiled by the press (vietnamnet.vn) — not the rates VIB publishes itself. This table was published on 22 Sep 2026. For the published rates, see vib.com.vn.
- 3-month term
- 4.45%/yr 0.24 pts below the market median
- 6-month term
- 5.70%/yr 0.4 pts below the market median
Term curve
The highest rate VIB shows in the press rate tables at each term · vertical axis 4.45–5.8 %/yr · horizontal axis ordered by term
How much interest would you earn at VIB?
Simple interest, paid at maturity, using the highest rate at each term in the sheet.
6-month term · 5.70%
- 100,000,000 VND
- +2,850,000 VND
- 500,000,000 VND
- +14,250,000 VND
- 1,000,000,000 VND
- +28,500,000 VND
Another amount: open the interest calculator →
01 Market rates actually quoted at VIB
Only records that clear the automated gate appear here — the bank identified, the figure explicit, the post still inside the 14-day window. These are the rates depositors and bank staff share publicly — VIB does not publish this rate on its own site — so they sit in a separate evidence layer and are never mixed into the published rates above.
10 rows can be matched against the rate VIB publishes for the same term. Each row states the deposit tier, the region, the confidence label and the time the post was read.
| Term | Market rate | Date | Time |
|---|---|---|---|
| 6 months | 8.75 | 05 Oct | 21:20 |
| 6 months | 8.50 | 05 Oct | 21:20 |
| 6 months | 8.50 | 05 Oct | 21:20 |
| 6 months | 8.90 | 05 Oct | 21:20 |
| 6 months | 8.70 | 04 Oct | 21:04 |
| 6 months | 8.80conditional maximum | 30 Sep | 09:37 |
| 6 months | 8.60 | 04 Oct | 21:04 |
| 6 months | 9.40conditional maximum | 02 Oct | 09:30 |
| 6 months | 8.80 | 05 Oct | 21:11 |
| 6 months | 9.00 | 07 Oct | 22:44 |
A further 11 rows clear the gate but cannot yet be matched against the published rate sheet: the term or a necessary condition is missing.
| Term | Market rate | Not cross-checked because | Date | Time |
|---|---|---|---|---|
| not stated | 7.00 | the post states no term — it cannot be cross-checked against a published rate | 06 Oct | 09:17 |
| not stated | 9.20 | the post states no term — it cannot be cross-checked against a published rate | 08 Oct | 09:06 |
| not stated | 6.00 | the post states no term — it cannot be cross-checked against a published rate | 02 Oct | 09:30 |
| not stated | 9.00conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 30 Sep | 09:37 |
| not stated | 8.90 | the post states no term — it cannot be cross-checked against a published rate | 29 Sep | 00:20 |
| not stated | 9.00 | the post states no term — it cannot be cross-checked against a published rate | 29 Sep | 00:20 |
| not stated | 9.10 | the post states no term — it cannot be cross-checked against a published rate | 29 Sep | 00:20 |
| not stated | 9.20conditional maximum | the post states no term — it cannot be cross-checked against a published rate | 03 Oct | 20:56 |
| not stated | 9.00 | the post states no term — it cannot be cross-checked against a published rate | 05 Oct | 21:11 |
| 12 months | 9.00 | no published rate at the same term to cross-check against | 05 Oct | 21:29 |
| 12 months | 9.00 | no published rate at the same term to cross-check against | 05 Oct | 21:20 |
02 VIB savings rates press sources
The 4 rates below were published by press compilations, not by VIB itself. Every row opens a receipt: which article it was read from, and at what time. Press tables usually carry a single rate per term, so they do not break out the deposit channel and the deposit tier the way a bank's own sheet does.
Full rate sheet 4 rows · every channel, payout option and condition
| Term | Interest rates | Channel | Interest paid | Conditions | Source |
|---|---|---|---|---|---|
| 3 months | 4.45 | online | at maturity | Online deposit rate table compiled by the… | receipt
|
| 6 months | 5.70 | online | at maturity | Online deposit rate table compiled by the… | receipt
|
| 9 months | 5.80 | online | at maturity | Online deposit rate table compiled by the… | receipt
|
| 18 months | 5.90 | online | at maturity | Online deposit rate table compiled by the… | receipt
|
- We have not been able to read VIB's own published page directly. The rates below come from the deposit rate table the press publishes daily (vietnamnet.vn) — not from the bank itself.
- The press table lists 4 terms for VIB, from 3 to 18 months.
03 VIB loan rates
We have not been able to read VIB's loan rate sheet. Banks are not required to publish loan rates, and most only say "attractive rates" and invite a phone call. See the loan rate table for all banks →
Lãi suất ngân hàng khác
Mức niêm yết cao nhất kỳ hạn 12 tháng, xếp từ cao xuống thấp.
VIB priority banking requirements
VIB Privilege Banking — hạng Premier
—No public threshold found
5 đặc quyền
- Thẻ VIB Premier Signature: tích điểm đến 5% du lịch/mua sắm/ẩm thực, hoàn đến 10,8 triệu đồng/năm
- 4 lượt phòng chờ sân bay/năm, thêm không giới hạn theo chi tiêu (mỗi 30 triệu chi tiêu ngoại tệ)
- Miễn 100% phí thường niên thẻ tín dụng
- Cộng lãi +1% tiền gửi có kỳ hạn; tài khoản siêu lợi suất đến 6%/năm
- Tặng 500.000 điểm ở mốc 1, 3, 5 năm
Secondary source · Source · checked 18 Sep 2026
The figures are collected automatically from the deposit rate tables the press publishes daily and checked against a rule set before publication. We are not affiliated with VIB and take no commission from the bank. See how we collect these numbers.